We are seeking a detail-oriented and analytical Business Associate to join our Credit Administration Team within the Risk Management Department. This role is primarily responsible for supporting credit granting reviews, credit documentation, credit adjustments, collateral management, and credit operations.

The successful candidate will review credit conditions and documentation to ensure lending requirements are fulfilled prior to credit limit activation or funding, support credit administration activities, and work closely with Relationship Managers and other internal stakeholders to ensure accurate and efficient credit processing.

What You Will Do

- Conduct credit granting reviews within the authorized level to confirm that all loan precedent conditions have been fulfilled before credit limits become available or funding is released.
- Review and prepare facility documentation and agreements using approved standard templates.
- Review and validate contract limit applications for completeness and accuracy.
- Review credit adjustments initiated by Relationship Managers and ensure relevant information and documentation are accurate.
- Support collateral management activities, including validating or updating collateral and security status.
- Prepare and monitor reminders relating to contract limit expirations, collateral status, and other credit administration matters.
- Generate and provide data to support internal reporting requirements and requests from other departments.
- Process designated credit operations as the maker under applicable delegations.
- Work closely with Relationship Managers and other internal stakeholders to support accurate and timely credit administration processes.
- Perform other duties as assigned by the team supervisor or Department Head.





What You Bring to the Table
- Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline.
- Minimum 1 year of banking or financial services experience, or 2 years of general working experience.
- Strong attention to detail with an analytical mindset and sound decision-making ability.
- Strong analytical and problem-solving skills.
- Ability to work collaboratively within a team while managing assigned tasks independently.
- Ability to work effectively under pressure, meet tight deadlines, and manage multiple priorities simultaneously.
- Knowledge of credit administration, credit granting, loan processing, or collateral management is considered an asset.
- Proficiency in Microsoft Office Suite, including Word, Excel, and PowerPoint, as well as email management.

Bank of China (Canada) is committed to fostering an inclusive workplace where diversity is valued. We encourage qualified candidates from all backgrounds to apply. Please note that only candidates selected for further consideration will be contacted. Accommodation: Bank of China (Canada) is committed to providing accommodations throughout the recruitment process. If you require any accommodations, please contact the HR team, and we will be happy to assist.

Job Type: Full time

Pay: From $1.00 per year

Benefits

- Company events
- Dental care
- Extended health care
- Flexible schedule
- Life insurance
- On-site parking
- Tuition reimbursement
- Vision care
- Work from home

Application question(s):
- What is your salary expectation for this role?

Experience:
- Financial Internal Audit: 2 years (required)

Language:
- Mandarin (required)

Licence/Certification:
- CAP/ CIA (preferred)

Work Location: Hybrid remote in Markham, ON

📌 Business Associate, Credit Administration Team (Markham)
🏢 BANK OF CHINA
📍 Markham