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Title: Credit Solutions Associate, Canadian Commercial Banking (Mississuaga or Markham, Ontario) Credit Solutions Associate, Commercial Banking (Mississauga or Markham, Ontario) Join a winning team at Scotiabank!

In Canadian Commercial

Banking, we do not just serve businesses - we serve possibilities.

The Credit Solutions

Associate (CSA) plays a key role in supporting Client Relationship Managers with end-to-end credit underwriting support for growth clients within Commercial Banking Distribution. Champion a customer-focused culture that deepens client relationships and leverages broader Bank relationships, systems, and knowledge. Partner closely with Client Relationship Managers to support a portfolio of existing and prospective commercial clients.

Conduct thorough credit analysis and evaluation of loan applications, including required due diligence from commercial clients. Assess the financial health, creditworthiness, and risk profile of potential borrowers. Prepare detailed credit reports and recommendations to support credit approval decisions.

Analyze financial statements, credit reports, and other documentation to identify potential risks and opportunities. Monitor and manage the credit risk portfolio while ensuring alignment with the Bank's risk management policies and procedures. Proactively identify, elevate, and help mitigate potential credit risks through ongoing monitoring and analysis.

Ensure documentation is organized, accessible, and compliant with the Bank's record-keeping policies. Stay current with regulatory requirements, internal processes, policies, guidelines,



and industry best practices. Apply the Bank's risk appetite and risk culture in day-to-day activities and decisions.

You bring a strong foundation in Credit Analysis, a client-first mindset, and the ability to manage multiple priorities with accuracy and professionalism. You are comfortable working with financial information, collaborating across teams, and supporting timely, thoughtful credit decisions for Commercial Banking clients. College or university degree, or equivalent work experience in a related field.

Robust

Knowledge of financial statements and credit analysis. Knowledge of credit structures and applicable risk management practices. Flexibility to adapt to a wide variety of tasks in a fast-paced Commercial Banking environment. Working knowledge of Commercial Banking products and services.

Experience using Commercial technology platforms such as Salesforce, Intralinks, and Microsoft Teams.

Experience supporting financial reporting, borrowing bases, projections, and portfolio monitoring activities. Familiarity with regulatory frameworks, internal policies, procedures, and industry best practices. When you join the bank, you are not just taking a job, you're becoming part of a culture that values inclusion, accountability, integrity,



and client-centricity – that is our ScotiaBond which is the foundation for how we support our people and deliver for our clients.

As an employee in Canadian Commercial Banking at Scotiabank, you can expect: A competitive Total Rewards package including performance-based bonuses, flexible benefits, and market-leading compensation. Ongoing career development and coaching from experienced leaders, with clear opportunities to grow within Commercial Banking and across Scotiabank. The chance to own and grow a high-impact client portfolio, with real accountability and visibility in your market.

A dynamic, collaborative, and high-performing team that values partnership, inclusion, and shared success. Scotiabank is a leading bank in the Americas.

Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know.

If you require technical assistance, please click here . Candidates must apply directly online to be considered for this role.

Credit

Analyst, Bank, Banking, Credit, Underwriter, Finance, Insurance

📌 Credit Solutions Associate, Canadian Commercial Banking (Mississuaga or Markham, Ontario)
🏢 Scotiabank
📍 Markham