East Coast Mortgage Brokers (ECMB)

Location: St. John’s, Newfoundland and Labrador — Office or Remote

Prospect Type: Independent Contractor | Commission-Based

Build Your Business with East Coast Mortgage Brokers

ECMB is the largest and most successful Mortgage Brokerage in Newfoundland and Labrador and recipient of the Atlantic Canadian Brokerage of The Year for five consecutive years. Also, recently awarded the Brokerage of The Year at the Canadian Mortgage Awards. We are looking for motivated, relationship-focused professionals to join our team.

We believe a successful mortgage business is built on trust, sound advice, consistent communication, and doing the work to find the right solution. Our brokers help clients navigate important financial decisions, from buying their first home to renewing, refinancing, or financing an investment property.

We’re looking for people who share that commitment and want to build their own business with the training, resources, and support of an established brokerage.

Whether you’re an experienced mortgage professional or qualified to begin your career, ECMB offers an chance to grow your knowledge, develop lasting relationships, and build a rewarding business.

The Opportunity

As an independent mortgage broker with ECMB, you will take ownership of your business development and client relationships while working within the brokerage’s professional and compliance standards.

This is a commission-based opportunity. Your income will depend on the business you develop and successfully fund. Success requires consistent outreach, strong follow-through, and a commitment to delivering an excellent client experience.

You will have flexibility in how you organize your work, with the responsibility to manage your files, meet deadlines, and keep clients and referral partners informed.

What You’ll Do

- Meet with clients to understand their financial circumstances, mortgage needs, and short- and long-term goals.
- Assess financial information and identify suitable mortgage products and financing options.
- Explain rates, terms, penalties, flexibility,



and other relevant considerations so clients can make informed decisions.
- Work with lenders to secure appropriate financing, including exploring solutions for clients with more complex circumstances.
- Guide clients from initial consultation through application, approval, and closing.
- Prepare and maintain complete, accurate documentation and meet applicable regulatory and brokerage requirements.
- Provide proactive updates to clients and referral partners throughout the mortgage process.
- Manage deadlines, follow-ups, outstanding conditions, and client records reliably.
- Build your business through referral-partner relationships, networking, client follow-up, and consistent outreach.
- Maintain relationships beyond closing by supporting clients with future mortgage needs.
- Stay current with mortgage products, lender policies, industry developments, and regulatory requirements.
- Collaborate respectfully with colleagues, seek guidance when needed, and contribute positively to ECMB.

Who We’re Looking For You take pride in your work and understand that every file represents a person or family relying on your advice.

You are comfortable building relationships, initiating conversations, and taking responsibility for your results. You follow through on commitments, communicate clearly, and address challenges promptly.

Qualifications and skills:

- Completion of the MPC Mortgage Broker Program.
- Strong communication and relationship-building skills.
- A commitment to ethical advice, client confidentiality, and professional standards.
- Self-motivation and the ability to work independently.
- Strong organization, time management, and attention to detail.
- Ability to assess financial information and explain mortgage options clearly.
- Comfort with business development, networking,



and referral-partner outreach.
- Proficiency with Microsoft 365 and the ability to learn mortgage and client-management systems.
- Fluency in English; additional language proficiency is an asset.
- Previous experience in mortgage brokering, lending, financial services, or relationship-based sales is an asset.
- Post-secondary education is an asset.

What ECMB Offers

- A competitive commission split.
- In-house training and ongoing professional development.
- Mentorship and support to develop your mortgage knowledge and business.
- Access to a range of lenders and mortgage solutions.
- Tools and resources to support your mortgage practice.
- An in-house referral program that can supplement your own business-development efforts.
- Flexible office or remote working options.
- An established St. John’s office and opportunities to connect with colleagues.
- Access to medical, dental, disability, and life insurance packages, subject to eligibility and plan terms. Coverage and cost details will be discussed during recruitment.
- The opportunity to build a client portfolio and grow your income through your own initiative and results.

Why ECMB? We want brokers who care about the quality of their advice, the experience they deliver, and the reputation they build.

At ECMB, independence comes with support and professional responsibility. We value people who develop their business consistently, treat clients and colleagues with respect, and follow through when it matters.

Our referral program provides additional opportunities, but brokers are expected to actively build and maintain their own client and referral networks.

If you’re ready to build your business and contribute to an established Newfoundland and Labrador brokerage, we’d like to hear from you.

Apply today and take the next step toward building your career with East Coast Mortgage Brokers!

Pay: $1.00 per year

Benefits

- Casual dress
- Company events
- Dental care
- Disability insurance
- Extended health care
- Flexible schedule
- Work from home

Work Location: Hybrid remote in St. John's, NL A1A 2H1

📌 Independent Mortgage Broker (St. John's)
🏢 East Coast Mortgage Brokers
📍 St. John's