Job Title: Senior Business Systems Analyst

Location: Toronto, Ontario, Canada

Work Model: Hybrid

Job Type: Full Time

Primary Skills

Retail Lending & LOS, Business Analysis & Functional Decomposition, API & System Integration

We are seeking an experienced Senior Business Systems Analyst with strong expertise in retail lending, loan origination systems (LOS), business analysis, functional decomposition, Agile delivery, and system integration . The ideal candidate will bridge business and technology teams by translating complex business requirements into clear functional specifications, user stories, acceptance criteria, and integration requirements.

The role requires hands-on experience with retail lending processes, REST APIs, data mapping, Azure DevOps, and downstream system integrations.

Key Responsibilities

- Analyze and document requirements for retail lending, consumer loans, mortgages, underwriting, credit adjudication, loan fulfillment, and loan funding .
- Conduct requirements elicitation, requirements gathering, gap analysis, and functional decomposition.
- Develop process models, business rules, functional specifications, and acceptance criteria.
- Create detailed user stories and support backlog management, grooming, refinement, and sprint planning.
- Work with product owners and Agile teams to define MVPs, story maps, and delivery priorities .
- Analyze REST APIs, API requirements, integration flows, and interface specifications.
- Review and document Swagger/OpenAPI specifications, API contracts, and middleware integrations .
- Perform data mapping, payload mapping, and source-to-target mapping across integrated systems.
- Define message catalogs, interface designs, UI-to-API mappings,



and downstream system requirements.
- Facilitate workshops with business and technical stakeholders.
- Identify and manage risks, dependencies, issues, and cross-functional impacts.
- Support development and QA teams by clarifying functional and integration requirements.
- Ensure delivered solutions meet defined business requirements and acceptance criteria.

Required Skills & Experience

- Strong experience as a Business Systems Analyst (BSA) or Senior Business Analyst.
- Hands-on experience with retail lending and Loan Origination Systems (LOS) .
- Strong understanding of consumer lending, mortgages, underwriting, credit adjudication, loan fulfillment, and loan funding.
- Expertise in requirements elicitation, requirements gathering, functional requirements, and business requirements.
- Strong experience in functional decomposition, business process analysis, process mapping, and gap analysis .
- Experience creating functional specifications, business rules, and acceptance criteria.
- Strong Agile delivery experience with Azure DevOps (ADO) .
- Experience with user story writing, backlog management, backlog grooming, story mapping, sprint planning, and backlog refinement.
- Strong understanding of REST APIs, Swagger/OpenAPI, API contracts, and integration analysis .
- Experience with data mapping, payload mapping, source-to-target mapping, and interface design.
- Strong analytical, documentation, communication, and stakeholder management skills.

Generic Managerial Skills

- Stakeholder management and relationship building.
- Workshop facilitation and decision-making.
- Solid communication and presentation skills.
- Risk, dependency, and issue management.
- Leadership and cross-functional collaboration.

📌 Senior Business Systems Analyst / Toronto, ON / Hybrid (FTE)
🏢 AceStack
📍 Toronto