Alterna Savings & Credit Union Ltd. Job Type: Full time The compensation for this position is determined by a combination of skills, experience and is aligned to the market in which the job is posted. The Personal Banking Officer is the lead role involved in outbound, banker-initiated contact of members using in branch renewal lists, branch and marketing lead lists. The focus of this role is to contact and meet with designated members in an effort to understand and meet their overall banking needs, consolidate share of wallet and refer to more senior bankers. Sales are driven by appointments generated from the pro-active calling and up selling of referrals that have been provided by other sales professionals. Contributes to meeting team sales plan and related activities through effective assessment of member financial needs. Provides product and service solutions (of medium to high complexity in both credit and investment) through effective interviewing and probing, delivering financial advice designed to satisfy the member’s total financial needs. Recognizes and acts on referrals and sales opportunities and maintains relationships with business partners to optimize business opportunities and referrals. Contributes to the growth and on-going maintenance of the business and community portfolio Sources, receives, investigates, and analyzes requests for products from a variety of sources, including individual accounts, commercial accounts, non-member/client business entities, Associations, Co-Operatives, Not-for-Profit organizations, direct and indirect competitors Manages Alterna’s business relationships including commercial accounts, Co-Operatives, Not-for-Profit organizations. Meet sales targets by delivering products and services that puts the member’s needs first. Proactively promote/sell and deliver a full range of banking products and services to meet our member’s needs.



Follow sales and service model by attending and actively participating in branch meetings, huddles, initiatives and campaigns. Maximizes sales opportunities by using effective sales interviewing skills that uncover longer term financial member needs. Provide financial advice to members with investment/credit needs requiring moderate financial solutions, using Alterna’s financial calculators. Understand and apply risk-based pricing models and use rational pricing discretion to ensure every customer is profitable. Uses sales and service tools to support member interactions Follow through on self generated sales and retention leads. Identify and set personal development plan and complete activities set in plan. Compliant with anti money laundering guidelines Meets contact commitments as defined by sales plan Meets sales objective as defined by sales plan Satisfies members short and longer term financial needs of members Identify and duly note any exceptions to policy and procedures when recommending approval for credit Post secondary education combined with 3 years related experience in a financial institution or an equivalent combination of education and experience Proven track record in sales As part of continuing education enrolled in Financial Planning or other similar type programs Experience in providing credit solutions Requires above average knowledge and skills as relates to: analytical and inter-personal skills, general business knowledge,



and mathematical aptitude Detailed working knowledge of investment and good knowledge of lending and mortgages sufficient to analyze member’s needs, explain features and benefits and place the product for the members Sound knowledge of various computer applications such as Excel, Word etc Good knowledge of the sales process and robust communication skills to interview effectively to uncover member needs Solid negotiation skills to deal with member solutions and sales Alterna Savings and Credit Union Limited (Alterna) has delivered The Good in Banking ® for over 115 years creating financial services that transform lives for the better, all while giving back to our community. Alterna is made up of Alterna Savings and Credit Union Limited and its wholly owned subsidiary, Alterna Bank. Alterna is the first full-service, member-owned cooperative financial institution outside Quebec, sharing its expertise with over 210,000 members through a network comprised of 40 branches across Ontario, a call centre and multiple digital channels. Members and customers also benefit from an industry-leading online brokerage and investment management services. ca, X, Facebook, Instagram, or LinkedIn. We are incredibly proud of our corporate culture, embodying our core values: the financial wellbeing of our employees, members, and customers. This commitment has earned us several prestigious employer awards, including the National Capital Region's Top Employers award for nine consecutive years. * Alterna is compliant with the Ontarians with Disabilities Act and our team strives to provide an accessible accommodation experience. If you have a disability and require accommodations during the recruitment process, please contact our Recruitment Team and let us know how we can accommodate you. * Alterna does not currently use Artificial Intelligence (AI) to screen, assess, or select applicants

📌 Bank Account Manager H/F (Toronto)
🏢 Alterna Savings & Credit Union
📍 Toronto