Senior Data Scientist, Financial ServicesAbout Clutch:Clutch is Canada's largest online used car retailer, delivering a seamless, hassle-free car-buying experience to drivers everywhere. Customers can browse hundreds of cars from the comfort of their home, get the right one delivered to their door, and enjoy peace of mind with our 10-Day Money-Back Guarantee… and that's just the beginning.Named one of Canada's top growing Companies two years in a row and also awarded a spot on Linked In's Top Canadian Startups list, we're looking to add curious, hard-working, and driven individuals to our growing team.Headquartered in Toronto, Clutch was founded in 2017. Clutch is backed by a number of world-class investors, including Canaan, Brand Project, Real Ventures, D1 Capital, and Upper90. To learn more, visit clutch.Ca.About the role:For most of our customers, buying a car is also one of the biggest financial decisions they'll make. That's why we built Clutch's financial services offering, and we're hiring a Senior Data Scientist to help shape what it becomes.Your mission is to bring a financing-first lens to the entire buyer journey. That means helping customers understand what they can afford earlier, feel confident in their choices, and move from browsing to buying with fewer surprises.This role starts analysis-heavy.



Your first priority will be building a deep understanding of how customers engage with financing today: where they start, where they get stuck, and what helps them move forward. From there, you'll build the models, tools, and experiments that shape how customers experience financing at Clutch, from pre-qualification through purchase.This is a rare chance to join early and help define how one of Canada's fastest-growing auto retailers approaches financing. You'll sit on Clutch's data team and work closely with our financial services, product, marketing, and engineering teams, and your work will be visible, measurable, and directly tied to both the customer experience and the business.What you'll do:Help define what Cleo becomes. As one of the first data scientists on our financial services work, your analysis will shape the roadmap and play a key role in its delivery.Go deep on buyer journey and financing funnel data to understand how customers explore, compare, and choose financing, and where the experience can improve.Build the models that power a financing-first shopping experience, surfacing cars customers can realistically afford and helping them understand their monthly

📌 Senior Data Scientist, Financial Services (Toronto)
🏢 Clutch Canada
📍 Toronto