Empire Life is looking to hire a Senior Bilingual Underwriter to join our Retail Underwriting team! We are actively seeking candidates to fill a current, open position. We are looking for team members who have strong leadership, technical and medical knowledge and skills. By joining the Empire Life today, you'll be exposed to growth and career development opportunities. The Senior Life Underwriter maintains Company profitability through favourable mortality by reviewing and assessing the financial risk of individual life insurance applications. The incumbent is guided by defined goals and objectives and works under the general supervision of the Manager, Underwriting.The total target compensation (TTC) range, including salary and target bonus, is $78,698 - $125,350. This TTC range is applicable to permanent roles only; fixed‑term contract andcasual roles are not eligible for annual bonus and would receive only the base salary component.Why pursue this opportunity Join a transforming business – we are a medium‑size Canadian company in a secure industry which is rapidly transforming.The environment – we understand the importance of work‑life balance and strive to provide a supportive work environment that allows our employees to achieve both personal and professional goals.Play an integral role – this is an opportunity that allows you to grow your skills, while directly contributing to the business unit you are a part of.What you’ll be working onAssesses risk accurately to an approval limit of $2,000,000 – $3,000,000 for individual life and $1,000,000 for critical illness policiesProvides sound risk decisions and related support to the Sales & Marketing and Retail business line teamsAssesses the mortality and financial risk for individual life insurance applications through an analysis of financial and medical informationProvides support to the Sales team in the management of the distribution relationshipInteracts with reinsurance providers to spread risks on retention amounts that exceed the Empire Life retention limitConsults with Senior Underwriters, medical Directors, or the Underwriting Manager on any questionable situationsParticipates as an active team member and leads assigned projectsCoaches junior and intermediate underwriters from a technical lens to ensure that individual coverage decisions are appropriate, made in a timely manner, and communicated to the appropriate team membersWhat we’re looking for you to haveBilingualism (English/French) is required4+ years work experience in individual underwriting, three of which has been at an intermediate levelExperience coaching/mentoring othersKnowledge of word processing, spreadsheet, email, internet and database computer softwareComprehensive knowledge of medical and financial terminologyWell‑developed analytical and problem resolution skillsAbility to be decisive and show consistently good judgmentWell‑developed coaching and mentoring skillsWell‑developed organizational skillsClear writing and verbal communication skillsAbility to work within and apply decision methodologiesCompletion of a university degree in life sciences, nursing or kinesiologyFLMI with underwriting specialty considered an assetWorking towards FALU considered an assetLanguage proficiency in English is required for communicating with customers, advisors, or employees across Canada, unless otherwise indicated in the positionIt would be nice for you to haveKnowledge of individual life and health underwriting and advanced financial underwriting are assetsBeyond the salaryCompetitive salaries with annual pay increasesAnnual bonus program, which recognizes both strong company performance and individual contributionsEmployer‑funded perks package that includes life insurance, disability, health and dental and a generous health

📌 Bilingual Senior Life Underwriter - $78,698 - $125,350 A Year (Winnipeg)
🏢 Empire Life
📍 Winnipeg