Description An Analyst within the Credit Exception Management team will primarily focused on analysis, reporting, and monitoring of risk exposures ensuring that they are in accordance with established counterparty credit limits.

The incumbent is expected to execute on infrastructure changes with regards to new or revised credit facilities.

The role will involve close partnership and interaction with a wide range of areas, including credit risk management, global markets credit, market risk control, front office, audit, and change delivery.

As a result, the successful candidate will be required to possess strong communication skills.

The Analyst, Credit Exception Management would be accountable for the following core responsibilities: Manage Counterparty Credit Risk by investigating and escalating credit excesses at the facility level.

Generate accurate and complete processes to measure and report on exposures ensuring that all reports are submitted as per reporting guidelines.

Ensure risks within portfolios covered are correctly measured, aggregated, and analyzed in accordance with established and approved CAIRO counterparty limits.

Provide analysis, reporting and monitoring of risk exposures and adhere to internal standards with regards to violations and the escalation of production issues.

Ensure that all late or missing reports and related process metrics are recorded, documented and explained appropriately.

Propose, schedule, plan and champion projects to improve efficiencies in order to provide more effective business support.

Execute infrastructure changes with regards to implementation of new or revised policies or processes.

Ensure internal control processes are adequate and documented appropriately as per the governance standards including establishing appropriate review and assessment of the quality of outputs based on business standards.

Manage operational risk (e.g., cross-training, documentation, and audit).

Liaise closely with the Bank’s front office traders, Credit Risk Management, Global Markets Credit, audit, technology groups, and other stakeholders to assist in meeting the Bank’s objectives.

Perform ad-hoc analyses of specific metrics/exposures/transactions as required by management and stakeholders.





Maintain a good understanding of the analytical principles underlying the risk management of financial derivatives, including issues that arise regarding financial modeling of products for risk purposes Job Requirements Strong knowledge of financial products, counterparty credit risk and Capital Markets Self-starter with a high degree of initiative and the ability to learn and adapt quickly Sound financial acumen, specifically exceptional investigation, analytical skills and attention to detail.

Ability to synthesize information on complex issues and make judgment calls Excellent interpersonal and communication skills to communicate complex information clearly Strong organizational, follow-up and priority-setting skills to handle multiple tasks Experience of working with complex systems Experience with performing impact assessments, drafting requirements, and performing testing for projects Experience in Risk Management roles is a plus Working knowledge of technical tools (SQL/VBA/Python/Artificial Intelligence) is a plus Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores.

Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world.

More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing.

Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.





Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information: We’re delighted that you’re considering building a career with TD.

Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job prospect is subject to provincial regulation for employment purposes.

It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed.

You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals.

Here at TD, we hire and develop the best.

Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process We’ll reach out to candidates of interest to schedule an interview.

We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation Your accessibility is important to us.

Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you! Language Requirement (Quebec only): Sans Objet

📌 Credit Exceptions Risk Analyst (5562) (Toronto)
🏢 The Toronto-Dominion Bank (Canada)
📍 Toronto