Job Description Through its Canada subsidiary, Atradius Trade Credit Insurance Inc, an opportunity exists for an experienced credit professional to join our Underwriting Team as a Senior Underwriter.

For the right individual, this is an opportunity to work together in a professional environment where everyone’s contribution is valued.

We welcome applications from candidates interested in working from either our Mississauga, Ontario or Montreal, Quebec office.

In this position your key responsibilities will be: Evaluate and approve new limit requests within delegated authorities, and perform annual reviews while applying underwriting principles and procedures in line with corporate governance.

Establish credit insurance exposure thresholds for aggregate risk appetite and accurately maintain risk scores/ratings on buyers within delegated authorities Set and articulate underwriting strategies for each known buyer group, buyer and sector within the portfolio Monitor the exposure development of the portfolio and modify the underwriting risk management approach as necessary based on the continual risk assessment of the market, sector, and buyer to optimize the claims ratio Prepare and present formal recommendations to the Credit Committee based on fundamental credit analysis for customer requests exceeding specific risk thresholds Serve as the Risk liaison to commercial team, brokers, and customers, managing expectations around risk underwriting, pending Credit Committee decisions, and recommended risk appetite.

Participate in any relevant calls and buyer or customer visits to enhance portfolio risk management and excellence Ad-hoc project specific deliverables as required Technical Skills include:



Identify appropriate market intelligence to support sustainable and real-time underwriting strategies.

Analyze corporate financial statements, annual reports and press reports to establish an opinion on the underlying creditworthiness of risks assumed.

Demonstrate a clear understanding of all components of financial statements (income statement, balance sheet, cash flow & accompanying notes) Leverage soft credit information using credit rating methodology, proprietary information sources, industry specific credit bureaus, and bottom-up Underwriting strategies to maximize Risk Excellence.

What qualification should you have? The ideal candidate will have the following profile: Required qualifications: A bachelor’s degree in business, finance or economics, and 5 years of commercial credit and/or commercial lending experience with an emphasis on financial analysis.

Master’s degree and/or Credit/Finance Certificate from an accredited organization.

Effective written and verbal communication skills are critical for the position as you will be providing regular updates and recommendations to our Risk and Country Directors.

What do we offer? Market-competitive salary: CAD$ 80,000 - CAD$ 100,000 annually, dependent on experience level with a 10% bonus potential.

Paid Time Off: 3 weeks vacation, 8 floating holidays, 6 sick days, maternity and parental leave, office closure holidays.

Flexible Working: Hybrid model with 2 days remote and 3 days onsite.

Insurance: Medical and dental plans with shared premiums, Vision, Disability and Life Insurance fully paid by company.

Retirement Plan: Group Retirement Savings Plan For more information check out our career page at: Canada -

📌 Senior Underwriter - Risk (Mississauga)
🏢 Atradius
📍 Mississauga