Position Summary The Senior Business Systems Analyst leads complex analysis activities for the Credit Risk and ECL rewrite program and acts as a key liaison between business, risk, finance, data, and technology teams.

The role is responsible for driving requirements definition, process and data analysis, stakeholder alignment, and delivery support for strategic target-state capabilities.

Key Responsibilities Lead requirements workshops and stakeholder discussions across Risk, Finance, Technology, Data, and Regulatory , analyse, document, and validate business, functional, non-functional, data, control, and reporting requirements

Own complex requirement streams related to:portfolio segmentationstaging methodologyPD, LGD, and EAD requirementsscenario-based forecasting and overlaysprovisioning, impairment reporting, controls, and reconciliation





Define and document current-state and target-state processes, business rules, and data requirements

Lead traceability, impact assessment, solution clarification, and scope management.

Support design reviews, testing strategy, UAT, implementation readiness, and defect resolution

Prepare materials for governance forums and proactively escalate risks, issues, and dependencies

Robust experience in banking transformation, Credit Risk, ECL, IFRS 9, provisioning, or impairment initiatives

Demonstrated experience delivering on system rewrite, modernization, or large transformation programs

Strong understanding of end-to-end requirements lifecycle and SDLC delivery

📌 Business Systems Analyst (Toronto)
🏢 Kumaran Systems
📍 Toronto