Risk Analyst

Location: Toronto, ON

Onsite Flexibility: Hybrid 2 days per week in office (Anchor Days: Tuesday and Wednesday)

Contract Details

- Position Type: Contract
- Contract Duration: 12 months (extension possible; conversion to permanent possible)
- Pay Rate: C$35.00 C$42.00 / Hour (CAD)
- Shift / Schedule: Monday Friday, core business hours; overtime as needed
- Travel Requirements: Not required

Job Summary

Pick up a newspaper, turn on the TV or stream a video and the topic of money crime is everywhere, because it is a threat across the world. At TD, we're committed to detect and deter anyone from using TD products or services for money laundering and terrorist financing activity. Our dedication is upheld and deployed through four key team functions Policy, Testing, Advisory and Operations that together build our Global Anti-Money Laundering (GAML) Program and professional community. Ready to join us? We have a current opportunity to grow your career in AML (Anti-Money Laundering) Operations.

AML Operations establishes processes to identify unusual and suspicious activities and transactions at the Bank, enterprise wide. The centralized team manages the daily activities related to Anti-Money Laundering, Bank Secrecy, Enhanced Due Diligence, Sanctions and Anti-Bribery/Anti-Corruption. Roles help to support compliance in these areas and other legislation in each jurisdiction where TD operates.

The AML Financial Crime Risk Investigative Analyst provides AML analytical and/or operations process support within a defined area. As a key resource and specialist, you will build and maintain knowledge of relevant regulations as well as existing and emerging regulations affecting money laundering, terrorist financing and/or sanctions-based risk activity across the business.

Key Responsibilities

- Conduct analysis of transactional activity to identify risks, trends, and potential suspicious activity; and determine whether further investigation is required.
- Prioritize and manage own workload to meet service level requirements for service and productivity.
- Protect the interests of the organization identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary.
- Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area.
- Act as a key resource/specialist owner or representative by providing technical subject matter expertise, analysis, or operational process support on AML/ATF and other sanctions-related matters.
- Contribute to the identification and implementation of new products, operating workflow, additional services/products/applications, or operational efficiencies.




- Run and review information against various lists and guidelines; ensure accuracy and flag deviations.
- Manage and process activities with multiple steps, systems, and jurisdictions; focus of work is weekly, monthly or longer with additional ad-hoc responsibilities as required.
- Find opportunities to improve service delivery and support operational improvement.
- Ensure necessary due diligence to support the accuracy of all transactions/activities.
- Require in-depth knowledge in a range of products and services, processes, procedures, and systems within own area of specialty and characterized by moderate to high risk.
- Generally, interact with internal colleagues and contacts and/or external customers; may provide process/policy guidance to others.
- Participate fully as a member of the team, support a positive work environment.
- Act as a brand ambassador for your business area/function and TD, both internally and externally.
- Adhere to internal policies/procedures and applicable regulatory guidelines.
- Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
- Review escalations submitted by TD Bank branches and other internal teams, including UTRs (Unusual Transaction Reports).
- Investigate transaction monitoring alerts generated by various scenarios.
- Analyze transactions to determine whether suspicious activity or money-laundering risks are present.
- Decide whether to close an alert because the risk has been mitigated or escalate it to the STR filing team for further investigation and Suspicious Transaction Report filing.
- Apply risk-based judgment and document findings accurately.

Required Skills

- 2 years of Risk Analyst experience
- Fundamental knowledge of AML operations, standards, procedures, laws, rules and regulations
- Experience using computer applications including MS Office
- Ability to analyze, research, organize and prioritize work while meeting multiple deadlines
- Ability to handle confidential information with discretion
- Ability to communicate effectively both written and verbal
- Ability to pay high attention to details
- AML knowledge: understanding of money laundering, suspicious transactions, and financial crime indicators
- Transaction analysis: strong analytical skills to assess alerts and determine whether further investigation is required
- Risk assessment: ability to evaluate financial transactions and make sound decisions

Preferred Skills





- Banking or financial institution experience
- CAMS/ACFCS certifications

Education Requirements

- Secondary education (high school diploma) or equivalent work experience required
- CAMS or ACFCS certification preferred

Required Experience

- 2 4 years of industry, investigative, or AML operations experience
- Ideally 2 years in risk analysis or AML; candidates with approximately 1 year of relevant experience may be considered
- Candidates with AML investigation or financial crime operations experience are also relevant if they demonstrate strong transaction analysis and risk assessment skills

Nice-to-Have Experience

- Banking or financial industry experience
- Investigative or AML operations background beyond the required minimum

Work Workplace / Physical Requirements

- Hybrid work model 2 days per week in office (Tuesday and Wednesday anchor days)
- Rotation: not required
- Overtime: as needed
- Daily productivity target of 10 alerts/cases per day after training
- Training period: approximately 1 month in-class, then 2 months hands-on with guidance; classroom training approximately 1 4 weeks; quality review period approximately 2 3 months under the DSLR program
- Cases reviewed and rated, with pass/fail or conditional-pass quality assurance outcomes
- Analyst must demonstrate sufficient quality and productivity to manage the queue with minimal supervision
- Approximately 30 minutes of meetings per week
- Role involves access to customer data
- Interview process: 1 round, in person

About the Client

This client is one of North America's largest financial institutions and the sixth-largest bank on the continent by branches, serving approximately 22 million customers across Canada, the United States, Europe, and the Asia-Pacific region. Headquartered in Toronto, Ontario, it operates a full-service financial platform spanning personal and commercial banking, wealth management, insurance, and payment solutions, delivered through a team of over 85,000 employees worldwide. Teams here span retail banking advisors, commercial lenders, wealth management professionals, risk analysts, and technology specialists making it an exceptional environment for professionals seeking a well-resourced, globally respected organization with a genuine focus on inclusion and career development.

About GTT

GTT is a minority-owned staffing firm and a subsidiary of Chenega Corporation, a Native American-owned company in Alaska. We highly value diverse and inclusive workplaces and support Fortune 500 organizations across banking, financial services, technology, life sciences, biotech, utilities, and retail sectors throughout the U.S. and Canada.

Job Number: 26-16013 Industry: Finance & Accounting

#LI-Hybrid #LI-GTT #gttca

📌 Risk Analyst (Toronto)
🏢 GTT
📍 Toronto