- Faire Pay is Faire’s own payment method for retailers - think of it like a Faire‑specific credit card - giving retailers discounts, payment flexibility, and predictable due dates on their wholesale purchases
- Instead of paying for every order separately, retailers on Faire Pay get a single monthly statement, a transparent path to more time to pay when they need it, and savings on every order. We’re building a compelling reason for retailers to keep coming back to Faire, while managing real credit risk responsibly
- Own critical services in our Kotlin-based payments and backend systems that power Faire Pay — KYB/KYC verification and third‑party integrations, credit limits, monthly statements, interest and fee calculation — with an emphasis on performance, accuracy, and compliance
- Collaborate with Product and Design to improve the retailer‑facing experience, from enrollment and checkout through statements and repayment
- Partner with Risk and Data Science to integrate eligibility, underwriting, and limit‑assignment signals, keeping those pipelines reliable as the product evolves
- Measure and iterate on program performance using experimentation and analytics, driving adoption and healthy repayment behavior
- Mentor engineers and help set the bar for design reviews, testing, and operational excellence on a system that moves real money

Benefits

- Comprehensive healthcare: Including Health, Dental, Vision and Disability for all our locations.
- Time off: Paid time off, holidays and company-wide “Faire Fundays”.
- Parental leave: Generous parental and family leave, as well as fertility support benefits.
- Productivity support:



Monthly stipends to help cover work from home connectivity needs.
- Annual learning grant: For personal and professional development, as well as unlimited access to training courses through LinkedIn Learning.
- Thoughtfully designed spaces: All of our offices have been designed with local in mind – from our architects to our coffee blends.
- Fitness and well‑being benefits: Including monthly credit towards your wellness‑related programmes.
- Mental health benefits: Including free access to Modern Health therapists and resources.
- Charitable matching: Faire will match up to £250 of your charity donations, every year.
- Career planning: Whether you want to grow as a leader, hone your craft or explore a new discipline, our career framework allows space for you to explore.

- Education: Bachelor’s degree in Computer Science/Engineering or equivalent industry experience
- Experience: 5+ years in backend systems; experience in payments, credit, or lending is a robust plus
- Mindset: Curiosity about financial products and a drive to balance a great retailer experience with sound risk management
- Collaboration: Strong communication skills and a track record of partnering cross-functionally
- Technical Depth: Proficiency in Kotlin or similar object‑oriented languages; strong grounding in distributed systems, service design, and data consistency
- Data Fluency: Experience partnering with Risk and Data Science on risk models, underwriting pipelines, or experimentation frameworks
- Precision & Compliance: Comfort designing systems where correctness, auditability, and compliance matter

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📌 Senior Product Engineer (Value) (Toronto)
🏢 Faire
📍 Toronto