What is the opportunity? As Director, Commercial Finance, you are part of a team of client-facing credit professionals aligned to our Large Agriculture client segment. You play a key role in realizing our business growth objectives through the structuring, delivery and management of credit for a portfolio of large commercial agriculture clients. You will lead the end-to-end credit relationship for a defined portfolio of clients with a focus on loan origination and ongoing portfolio quality oversight. You contribute to an exceptional client experience by providing superior business, financial and credit advice directly to clients. Mobility This role supports the Southwestern Ontario Market, offering flexibility in work location within this geographic region. What will you do?

Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions, including credit submissions to Group Risk Management (GRM) and transaction presentations to clients

Collaborate with client relationship managers in the preparation and presentation of credit pitches that clearly articulate advantages and benefits of proposed credit solutions to existing and potential clients

Demonstrate RBC’s capability to provide customized and creative credit solutions in a timely manner and deliver credit solutions that meet or exceed our client’s needs

Manage all aspects of the credit approval process including Commitments Committee and GRM, developing strong working relationships with National Office personnel and risk managers

Actively develop,



strengthen and deepen client relationships and engage with key RBC partners including Group Risk Management, Private Banking, Corporate Client Group (including the Asset Based Lending, Mid-Market Leverage Finance and Mezzanine Finance teams), Transaction Banking, Personal Banking, and others

Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines in order to find the appropriate mix of credit risk and structural mitigants.

Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring and control

What do you need to succeed?

Must-have

Proven track record in financial and credit analysis in support of exceptional client relationship management

Minimum five years’ experience in commercial lending at a major financial institution

Experience supporting and/or specialized in Agribusiness/Agriculture

Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements

Strong skills with Microsoft Office, as well as experience with emerging resources, communications and technology (e.g.



online data resources, web-based meetings, social media, digital banking, and mobile applications)

Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis

Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, while meeting time-sensitive deadlines

Nice-to-have

MBA, CPA or CFA

Work experience in corporate lending/corporate finance

Trained in credit and accounting with an ability to manage complex concepts

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

Ability to make a difference and lasting impact

Work in a dynamic, team-oriented, progressive, and high-performing team

Opportunities to do challenging work

Job Skills Agricultural Lending, Agriculture Banking, Agriculture Industry, Commercial Banking Relationship Management, Commercial Credit Underwriting, Financial Analysis Additional Job Details

Address:

74 WYNDHAM ST N:GUELPH

City:

Guelph

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

Job Type:

Regular

Pay Type:

Posted Date:

2026-10-01

Application Deadline:

2026-10-15

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