Kia of Stouffville is hiring!

Since Kia Stouffville opened its doors, we have been consistently striving to provide the BEST quality new and used vehicles to the Whitchurch-Stouffville area. We have a passion for serving our community, and providing the best automotive services around.

Position Summary:

Kia of Stouffville is looking for an experienced Subprime / Non-Prime Finance Manager to develop and manage our subprime business. The successful candidate will be responsible for generating and managing leads, structuring finance deals, submitting credit applications, working directly with lenders, obtaining approvals, and managing customers through to delivery.

What We Offer:

- Competitive commission-based compensation package with performance-based bonuses and additional dealership incentives. Compensation and earning potential will be based on experience and individual sales performance.
- Health and dental benefits package
- Consistent hours
- Long-term growth and stability
- Clean, modern facility

Key Responsibilities:

- Generate, manage, and follow up with subprime/non-prime leads
- Review customer credit applications and determine appropriate financing strategies
- Structure deals according to lender programs, LTV, PTI, DTI, advance guidelines, and approval conditions
- Submit applications and communicate directly with lenders
- Maintain and develop strong lender relationships
- Negotiate approvals and maximize opportunities within lender guidelines
- Work closely with the sales and management teams to complete transactions
- Maintain accurate CRM records and consistent customer follow-up
- Ensure all deals comply with OMVIC, MVDA, dealership, lender, and regulatory requirements
- Maintain a high level of customer service throughout the approval and delivery process




- Meet monthly volume and gross-profit objectives

Qualifications:

- Minimum 5 years of automotive subprime/non-prime finance experience preferred
- Strong knowledge of automotive financing and subprime deal structuring
- Established experience working with subprime/non-prime lenders
- Strong understanding of credit applications, LTV, PTI, DTI, lender advances, approval conditions, and funding requirements
- Proven ability to generate and convert leads
- Strong negotiation, communication, and closing skills
- Experience with dealership CRM/DMS systems
- Valid OMVIC registration in valuable standing
- Valid Ontario driver's licence
- Proven automotive retail experience

Schedule: Full-time dealership schedule, approximately 40–44 hours per week, including evenings and Saturdays as required. Schedule will be based on dealership operating hours and business requirements. We do thank all applicants in advance, but only those selected for an interview will be contacted. Thank you for your interest!

As part of our recruitment process, Artificial Intelligence (AI) tools may be used solely to assist with summarizing information contained in resumes to help hiring teams efficiently review applications. AI is not used to screen, rank, assess suitability, or make hiring decisions, and it does not replace human review or judgment at any stage of the recruitment process.

All employment decisions are made by qualified human decision-makers. In accordance with the Accessibility for Ontarians with Disabilities Act, 2005 (AODA), IAG will also provide reasonable accommodations, accessible formats, and communication supports upon request to persons with disabilities who take part in all aspects of the recruitment and selection process.

#KS-SPSC-202610

📌 Subprime / Non-Prime Finance Manager, Kia Stouffville (Whitchurch-Stouffville)
🏢 Kia Stouffville
📍 Whitchurch-Stouffville