Is this role right for you? In this role, you will: Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.

Working closely with Client Relationship Managers, the Credit Solutions Associate (CSA) is responsible for providing the following services to a portfolio of existing and prospective clients: Conduct thorough credit analysis and evaluation of loan applications including required due diligence from commercial clients.

Assess the financial health, creditworthiness, and risk profile of potential borrowers.

Prepare detailed credit reports and recommendations for credit approval or denial.

Analyze financial statements, credit reports, and other relevant documentation to identify potential risks and opportunities.

Monitor and manage the credit risk portfolio, ensuring compliance with the bank’s risk management policies and procedures.

Identify and mitigate potential credit risks through proactive monitoring and analysis.

Contact clients for financial reporting and spread Financial Statements, Projections and Borrowing bases, review results, escalate any signs of deterioration and update appropriate systems.

Ensure all documentation is organized, accessible, and compliant with the bank’s record keeping policies.

Ensure all credit analysis and evaluation processes comply with relevant regulatory requirements, internal process, policy and guidelines.





Stay up to date with changes in regulatory frameworks, internal process, policy, guidelines and industry best practices.

Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if: Ideally you have a College/University degree or equivalent work experience in a related field.

Strong/proven knowledge of Financial Statements and credit analysis.

Knowledge of credit structures and applicable risk management Strong commitment to excellent client service and ability to work with clients to resolve issues in an amicable and prompt manner.

Detail-oriented and highly organized, with the ability to manage multiple tasks and priorities effectively.

Thorough knowledge of the applicable software and technology platforms for Commercial (e.g., Sales Force, Intralink, Teams).

Working knowledge of the features and perks of Commercial products and services. A high degree of flexibility to adapt to a wide variety of tasks.

In addition to French, the successful candidate must also have sufficient knowledge of English, as the work involves interacting and collaborating regularly with groups and individuals based in Toronto, as well as constantly interacting with other people, including clients, who speak English, locally and elsewhere. #CCBJobs2026

📌 Credit Solutions Associate - Contract - Laval
🏢 Scotiabank
📍 Laval