We are urgently hiring Underwriter - Intermediate(Residential Mortgages) Location : Montreal, Quebec (Hybrid - Onsite once a week for the first 5 ) Duration: 6 months contract with convert to Full Time, however could be extended based on volume.

- Decision- Maker -Negotiate, approve, decline and recommendapplications, within established Client processes, guidelines andauthorized lending limit of up to $1,500,000, including residentialmortgage, real estate secured and unsecured applications.

- Analytical - Gather, review and assess information and documentation tosupport each credit application within Client risk parameters andInsurers guidelines, if applicable.
- Relationship building -Handle, as required, correspondence and telephone inquiries frominternal business partners and external business partners such asinsurers, appraisers and solicitors.




- Risk- Assessment- Review,prepare and make considered recommendations to Manager or seniorunderwriter where residential mortgage application is above authoritylimit.
- Agile - Manage high work volumes to meet short time lineswith a high level of quality and due diligence. You will also beexpected to review a variety of lending products on a day to day basis.

Must Have

Requirement - 3-4 Years Retail mortgage underwriting experience. Mostly residential Mortgages.

- RESL specific Underwriting (Real-estate Secured Lending) - Decisioning experience with approval authority - Experience in reviewing and evaluating documents (income, down-payment, offers, etc..) - Experience in exceptions rational (*they will be making exceptions themselves) - Valuable Understanding of risk mitigation Nice to Have - Any broker or underwriting course experience - Outlook and Excel skills - A university Degree - Familiarity with Canadian Rules and Regulation

📌 Underwriter (Montreal)
🏢 Zohorecruit
📍 Montreal