Economical is part of Definity, which includes some of Canada’s mostlong-standing and innovative insurance brands, including Economical Insurance,Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. Ourambition is to be one of Canada’s leading and most innovative property andcasualty insurers. We can’t do that without our people, so we embrace andencourage a culture that’s collaborative, ambitious, rewarding, and empowering.
We offer a adaptable, hybrid work experience where employees work from the officeand virtually depending on the type of work they are doing and who they areworking with. Bring your true self and be a part of our journey. It’s betterhere.
The Opportunity This position is a Commercial Underwriter responsible for driving profitablegrowth by assessing and making decisions on new business submissions, policyrenewals, and endorsements, with a focus on Commercial Property Insurance. Therole involves applying established underwriting guidelines and judgment toevaluate moderately complex risks, working under the guidance of senior teammembers.
Key responsibilities include building and maintaining strong relationships withbrokers, providing exceptional customer service, and acting as a key point ofcontact for inquiries. The underwriter will effectively use policyadministration and quoting systems to manage transactions, document decisions,and ensure data integrity. The ideal candidate will have 2-3 years ofunderwriting experience (commercial preferred), strong analytical andcommunication skills, and a collaborative, professional demeanor.
What to Expect Assesses risks and accepts, declines, or amends new business submissions,policy endorsements, renewals, etc.
Understands and aligns decision making to Economical's Line of Business andsegmentation strategies
With some guidance, develops solutions to achieve profitable growth targets
Leverages tools, resources and reports to appropriately evaluate risks andmake effective Underwriting decisions
Applies Underwriting judgment and relies on the guidance of senior staff andhis/her Team Leader to process moderately complex risks effectively inaccordance with Economical's corporate policies, Underwriting guidelines,standard operating procedures, and Line of Business and segmentationstrategies
Knows how and when to leverage Underwriting Technicians and when to refer orescalate specific transactions/issues to more senior Underwritingstakeholders, as required
Reviews Claims activity and takes appropriate action within his/herUnderwriting authority level, as required




Customer Experience Contacts Brokers, where required, to request additional information,communicate risk acceptances and terms, declines as well as quote follow ups(where applicable) to achieve target hit ratios - Provides exceptionalservice to Brokers for all interactions, and seeks to add value in everyBroker interaction
Acts as a point of contact for inquiries related to Commercial PropertyInsurance
Routes/escalates Broker inquiries to alternative points of contact withinEconomical to enable effective and prompt resolution of inquiries, whereappropriate
System Expertise
Effectively manages multiple transactions within the policy case managementsystem, leveraging system functionalities to appropriately route and documentprocessing of transactions
Demonstrates deep understanding of the policy administration systems andquoting systems and how functionalities can be used to best respond to Brokerinquiries and needs, and completes all the required documentation in thesystem
Applies knowledge of document management to access most up-to-date materials,guides and/or tools
What you Bring Professional Designation: Completion of the CIP (Chartered Insurance Professional) designation (known in Quebec as PAA – Professionnel d’assurance agréé) is required or considered a strong asset.
Fluent in French and English required
Excellent customer service skills. Interacts in a way that demonstratesgenuine concern and respect for others
2- 3 years of underwriting experience insurance; commercial underwriter experience is preferred
You’re professional, friendly and courteous in all your interactions, whether with customers or co-workers.
You perform well in a busy operation and remain calm under pressure.
You’re a team player who is adaptable to a changing setting.
You have strong written and verbal communication skills.
Your organization and time management skills are exceptional.
You have excellent analytical and problem-solving skills.
Excellent Sales Competencies
Communicates ideas and concepts effectively, both verbally and in writing
Demonstrates a team behavior including conflict resolution,



personal and team accountability and commitment
High level of initiative, self-motivated, and able to work independently
Demonstrated ability to influence others
SalaryRange:$51,300 - $94,400
High degree ofproficiencywith Englishrequiredto service customers, bothinternal to the company and external, across Canada.
Actual salary for the role may vary depending on work location of the successful candidate and other factors including but not limited to, skills, education, experience, working conditions and the local labour market.
This position is being posted to fill an existing vacancy.
Interested in this role, but don’t meet every requirement? We know from experience that a candidate doesn’t need 100% of the qualifications listed to bring incredible value to our team. We’re actively seeking diverse backgrounds and perspectives to help us make insurance better.
What’s in it for you? Hybrid work schedule for most roles
Company share ownership program
Incentive Program - Eligible employees may participate in various incentive plans which are paid out at the discretion of the company and subject to individual and company performance.
Pension and savings programs, with company-matched RRSP contributions
Paid volunteer days and company matching on charitable donations
Educational resources, tuition assistance, and paid time off to study for exams
Focus on inclusion with employee groups, support for gender affirmation surgery, access to BIPOC counsellors, access to programs for working parents
Wellness and recognition programs
Discounts on products and services
Go ahead and expect a lot — you deserve it.
It’s better here — but don’t take our word for it. Definity was named by Great Place to Work® as one of the Best Workplaces™ in Canada for women, for youth, and for inclusion.
Our inclusive work environment welcomes diversity and supports accessibility. If you require accommodation at any time during the recruitment process, please let us know by contacting [email protected].
As part of Definity’s commitment to reconciliation, we acknowledge that our work, meetings, and travel take place on the lands now known as Canada, and recognize the enduring presence, wisdom, and stewardship of the First Nations, Métis, and Inuit peoples who have long cared for these lands.
Background checks This role requires successful clearance of background checks (including criminal checks and leadership references).

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📌 Underwriter, Small Business (Quebec City)
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