Analyst - Risk Management
Toronto, ON, Canada(Hybrid)
**Job Description**
The New Accounts team is responsible for underwriting strategies across the Consumer and Small Business portfolios.

The incumbent will support data management, analytics, reporting, and governance activities, while contributing to innovation and change across prospect and customer New Accounts for the Canadian Card portfolio.
**Responsibilities**
Conduct case review and data analyses across multiple tables and data sources to identify trends, investigate data issues, and support KRI-related monitoring and analysis.

Support ongoing governance activities, including contract management, by coordinating information, responding to stakeholder requests, and helping ensure governance requirements are addressed in a timely manner.

Support monthly MIS reporting, including preparation of management reporting and identification of opportunities to streamline and automate existing reporting processes.

Incorporate local market dynamics, macroeconomic and industry trends, and recent developments to enhance global processes, models, and strategies.

Collaborate closely with Credit & Fraud Risk (CFR) Centers of Excellence to optimize credit decisions, strengthen credit policies, and enhance risk controls and capabilities.
**Qualifications**
**Minimum Qualifications:**
Bachelor's degree in engineering, statistics, mathematics, econometrics, data science, operations research, or a related analytical field.

Strong programming skills and ability to structure complex analysis leveraging multiple large data sources.

Thought leadership, problem-solving, and analytical skills with the ability to translate data into insights and actionable strategies.

Self-motivated, results-driven, and intellectually curious.

Strong project-management skills; proven ability to manage multiple projects concurrently.

Clear, effective written and oral communications skills.

Proven ability to build relationships and influence without direct authority.

Ability to learn quickly, work independently,



and have an ownership-mindset.
**Preferred Qualifications:**
Master's degree in an analytical field or prior work experience in risk management, decision science, or data analytics.

The stated salary range represents the expected compensation for this job requisition.

Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

Employment eligibility to work with American Express is required as the company will not pursue visa sponsorship for these positions

The job posting is for an existing vacancy.

American Express is committed to providing an inclusive and accessible work environment in which all people who apply for positions or who work for or on behalf of Amex are treated with dignity and respect and are provided with equal treatment with respect to employment, regardless of that person's age, sex, sexual orientation, gender identity, gender expression, race, colour, ancestry, ethnic or national origin, citizenship, religion or creed, marital status, family status, pregnancy, disability, record of offences, social condition or origin, political beliefs, association or activity or other factors prohibited under applicable Human Rights legislation (the “Prohibited Grounds”).

If you have a disability and need accommodation, please speak with the Recruiter for more information.

At American Express, our culture is built on a 175-year history of innovation, shared values
(https://www.americanexpress.com/en-us/company/who-we-are/) and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues.





From delivering differentiated products to providing world-class customer service, we operate with a robust risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best.

This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job Info**
Job Identification
26014653
Job Category
Risk
Posting Date
10/07/2026, 07:30 PM
Apply Before
10/16/2026, 03:55 AM
Job Schedule
Full time
Job Shift
Day
Locations
2225 Sheppard Avenue East, Toronto, ON, M2J 5C2, CA(Hybrid)
Salary Range
$68000 - $102000 annually + bonus + benefits
Career Area
Analytics & Risk Management
Return to Jobs List
(https://careers.americanexpress.com/en/sites/CX_1/jobs)

📌 Analyst - Risk Management (Toronto)
🏢 American Express
📍 Toronto