Please be advised that our Careers site will be unavailable from November 28 at 12am ET to November 29 12am ET for scheduled system maintenance. Requisition ID: Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Manager, Portfolio Analytics & Insights is responsible for delivering high-quality portfolio monitoring, analytics, and insights for the Unsecured Lending portfolio. The role operates as a senior individual contributor with emerging leadership responsibilities, supporting the Senior Manager/Director in driving data-driven decision-making, enhancing monitoring capabilities, and informing risk strategies. This position combines strong technical execution with business acumen and effective communication to translate portfolio performance into actionable insights for senior stakeholders. Is this role right for you? In this role, you will: Design, develop, and maintain portfolio monitoring dashboards and scorecards (Power BI or equivalent) covering: Credit performance, delinquency trends, losses, PCL, vintages, and early warning indicators Perform deep-dive analytics to investigate portfolio trends, variances, and emerging risks Analyze performance across acquisition channels, programs, and segments to identify key risk drivers Execute complex data extraction, transformation, and analysis using SQL, SAS, Python, and/or Excel Insights Generation & Data Storytelling Translate analytics into clear, structured, and actionable insights for senior leadership Support development of executive-ready materials for governance forums, regulatory requests, and business reviews Provide recommendations to improve portfolio performance, credit quality,



and risk-adjusted returns Deliver timely and high-quality responses to ad-hoc analytical requests Data Management, Quality & Controls Ensure data accuracy, integrity, and consistency across analytics outputs Perform reconciliation, validation, and quality control checks across multiple data sources Proactively identify and resolve data issues, gaps, or inconsistencies Maintain documentation on data logic, definitions, and methodologies to support audit and governance requirements Process Enhancement & Automation Identify opportunities to improve efficiency, scalability, and consistency of analytics processes Drive automation and standardization initiatives using SQL, SAS/Python, and BI tools Contribute to the evolution of portfolio monitoring frameworks and data infrastructure Stakeholder Collaboration & Business Support Partner with stakeholders across Product, Finance, Collections, and Strategy teams to support initiatives such as: Recent programs or policy changes Credit strategy adjustments Provide subject matter expertise on portfolio performance and risk drivers Build strong working relationships and influence decision-making through data-driven insights Strong hands-on experience in data analysis and portfolio monitoring Proficiency in SQL/SAS or Python (required)



Strong experience with Power BI or similar visualization tools Ability to structure complex analyses and communicate insights effectively Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have: 3–5 years of experience in portfolio analytics, credit risk, or financial analytics Experience in unsecured lending products (Credit Cards, ULOC, etc.) strongly preferred Proven ability to manage end-to-end analytics deliverables Bachelor’s degree in a quantitative or business discipline (e.G., Mathematics, Statistics, Economics, Finance, Computer Science) or compensating work experience Graduate degree considered an asset Strong hands-on experience in data analysis and portfolio monitoring Proficiency in SQL/SAS or Python (required) Strong experience with Power BI or similar visualization tools Ability to structure complex analyses and communicate insights effectively Strong analytical thinking and problem-solving skills High attention to detail and data accuracy Effective communication and data storytelling Ability to balance multiple priorities in a fast-paced environment Ownership mindset with a proactive approach to identifying opportunities What’s in it for you? An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success! We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one! Your career matters! You will have access to career development and progression opportunities. Location(s): Canada : Ontario : Toronto Scotiabank is a leading

📌 Manager, Portfolio Analytics & Insights (Toronto)
🏢 Scotiabank
📍 Toronto