Work Location:Toronto, Ontario, CanadaHours:37.5Line of Business:Risk ManagementPay Details:$96,900 - $136,800 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job Description:Department Overview:The Small Business Banking Risk strategy team is responsible for the development, monitoring and execution of risk strategies, initiatives and SBB portfolio that will assist our business partners in achieving growth and profitability while supplying effective challenge to maintain the overall risk quality of our lending portfolios.Job Description:Lead the delivery of data-driven insights, reporting, and performance monitoring for Small Business Banking (SBB) Credit, enabling informed decision-making across credit strategy, risk management, and portfolio performance.Drive the end-to-end data transformation agenda for SBB Credit, aligned to the Bank's enterprise data strategy, modernizing data architecture through migration to Rahona, establishing centralized and governed master data assets, and enabling scalable, high-quality data foundations. Champion the implementation of advanced analytics and reporting tools to accelerate time-to-insight, enhance self-serve capabilities, and support a more agile, insight-led decision environment.Success Profile:Data Transformation Leader: Proven ability to lead large-scale data initiatives, including data migration (e.G., Rahona), and master data managementStrategic & Insight-Oriented: Connects data to business outcomes; drives faster, better decision-making through up-to-date analyticsTechnical Depth: Strong expertise in data ecosystems (ADLS, EDW, Rahona), SQL, Python, SAS and BI tools, with a focus on building scalable solutionsChange & Influence: Able to mobilize cross-functional teams and drive adoption of new data capabilities and toolsEfficiency & Automation Focused: Champions process simplification, automation, and self-serve analytics, reducing manual effort and accelerating time-to-insightExecutive Communication: Translates transformation progress into clear, compelling narratives for senior leadership and regulatorsJob Requirements:This role requires a combination of technical skills, project management,



business knowledge and interpersonal skills:Reporting & Performance MonitoringOwn end-to-end delivery of credit risk dashboards and reporting suites, ensuring scalability, automation, and alignment to modernized data infrastructure (e.G., Rahona)Deliver timely, accurate, and insight-driven reporting for executive, board, and regulatory audiencesMonitor risk appetite (RAS) metrics and proactively identify emerging risks through real-time and near-real-time data capabilities Insight Generation & Advanced AnalyticsIdentify key drivers of credit performance, supported by enhanced data accessibility and analytical toolingEnable self-serve analytics capabilities across stakeholders to democratize insights and reduce reliance on manual reporting Data Transformation & Governance LeadershipLead the SBB Credit data transformation roadmap, aligned with the Bank's enterprise data strategyOversee migration to Rahona, ensuring continuity, data integrity, and improved performanceEstablish and govern centralized master data assets, improving consistency, reusability, and data lineageDrive adoption of modern data tools and platforms to accelerate reporting and analyticsImprove data quality, controls, and governance, ensuring compliance with privacy (PIA), audit, and regulatory expectationsEliminate manual processes through automation, standardized pipelines, and streamlined data flows Interpersonal Skills:Flexibility and resilience to execute in an agile environment, including the ability to adapt and manage changing priorities· Analytical and intellectually curious, seeking to understand root causes · Great attention to detail · Strong ownership mentality and can-do attitudeStrong presentation and communication skillsExcellent relationship management skillsTechnical Skills:High Proficiency in Python and SQL. Others such as SAS, Tableau, would be considered an assetExperience is conducting analysis in Rahona (Analytical Zone) & BI tools.High Proficiency in MS Office: Excel (Pivot tables and etc.), Word and PowerPointBusinessKnowledge:Understanding of retail credit products, policies and processes, SBB or Commercial experience is a strong assetEducation and Accreditation- Post-secondary degree is required (preferably in a quantitative field: Data Science, Statistics etc). - A Master's Degree is an asset.Who We Are:TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world.



More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn moreAdditional Information:We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.Colleague DevelopmentIf you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.Training & OnboardingWe will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.Interview ProcessWe'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationYour accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.We look forward to hearing from you!Language Requirement (Quebec only):Sans Objet#J-18808-Ljbffr

📌 Reporting & Insight Manager, Sbb Credit - C$96,900 - C$136,800 A Year (Toronto)
🏢 TD
📍 Toronto