At Outhire, we believe in revolutionizing the hiring process to make it more equitable and enjoyable for everyone involved. Our innovative approach puts candidates front and center, offering in-depth looks at open positions, personalized advice, and interview preparation. But we don't stop there - our Visual Resume feature ensures that hiring managers see the complete picture of who you are and what you bring to the table while eliminating biases you may face with traditional hiring practices. With Outhire, you can trust that we’ll work tirelessly to match you with the role that truly fits your skills, experience, and aspirations. Join us in our mission to create a better hiring experience.TitleSenior Analyst, CMHC & Multi-Family FinancingAverage Salary$80,000 - $100,000Cash BonusDiscretionary bonus.LocationToronto, ONOfficeIn-OfficeTeam SizeUnder 5The RoleThe key contributor supporting CMHC‑insured and conventional multi‑family loan underwriting and origination with a focus on high‑volume transaction management and independent stakeholder engagement.Transaction Review and Analysis (60%)Liaising with External and Internal Stakeholders (20%)Portfolio and Account Management (10%)Risk Assessment and Regulatory Compliance (10%)Transaction Review and AnalysisSupport the loan origination team in collecting required documentation from borrowers and brokers for the structuring of new loan transactionsPrepare and populate Application Summaries with relevant information and charts based on internal models for loan transactions and submission to CMHC for approvalConduct financial analysis of potential multi‑family mortgage applicants, including reviewing financial statements, cash flow projections, and credit reports to assess creditworthiness and riskEvaluate loan applications by considering factors such as loan‑to‑value ratios, debt service coverage ratios, and borrower credit history to determine suitabilityCoordinate and conduct due diligence activities, including review of property appraisals, title searches,



and environmental assessments to ensure compliance with regulatory requirements and internal lending standardsWork collaboratively with CMHC underwriters to answer questions, ensure file completeness, and review Certificates of Insurance through to clear COILiaising with External and Internal StakeholdersCollaborate with internal teams, borrowers, investors, and external stakeholders such as appraisers and solicitors to facilitate the loan origination process, including negotiating terms, preparing loan packages, and assisting with closingIndependently manage communications with CMHC underwriters and external parties, exercising sound judgment in responses without requiring regular oversightPortfolio and Account ManagementComplete loan amendment, extension, and renewal submissions for existing loans in the portfolioRisk Assessment and Regulatory ComplianceIdentify and assess risks associated with multi‑family real estate lending and support strategies to mitigate potential challengesStay current on regulatory requirements and compliance standards related to commercial real estate and CMHC lending, ensuring origination and underwriting practices adhere to industry regulationsThe CompanyAn established and growing commercial mortgage lender and investment fund manager focused on the Canadian real‑estate debt market, offering a full range of debt structures including insured, conventional, and mezzanine financing products. The organization has built an entrepreneurial and collaborative culture where team members gain meaningful exposure across the full deal cycle.The OpportunityJoin a high‑performing, close‑knit team at a pivotal growth stage where your contributions will have a direct and measurable impact on the organization’s lending targets.



Ideal for an experienced CMHC underwriting professional looking to move from a larger institution into a role with greater autonomy, broader exposure, and a clear path toward advancement.The Expectations Timeline PreviewBy Month 1Learn and familiarize yourself with internal systems, processes, and workflows specific to the CMHC & Multi‑Family groupBuild relationships with key internal team members and understand reporting structuresBegin reviewing active files to understand current deal pipeline and transaction standardsFamiliarize yourself with how files are transferred to the closing department and the responsibilities across the teamBy Month 3Independently prepare Application Summaries and supporting documentation for CMHC submissionsManage communications with CMHC underwriters and external stakeholders with minimal oversightDemonstrate the ability to juggle 10–15 active files at various stages simultaneouslyContribute to the structuring of recent loan transactions alongside the origination teamBy Month 6Operate with full autonomy across underwriting, stakeholder communications, and file managementActively contribute to the team’s target of closing 15–25 loans per monthSupport the team’s goal of adding $150 million in additional small loan volume by year‑endComplete loan amendment, extension, and renewal submissions independentlyBy Month 12Function as a fully independent senior team member with consistent, high‑quality output requiring minimal reviewPlay a role in onboarding or providing oversight to more junior team membersContribute meaningfully to conventional multi‑family bridge analysis and other non‑CMHC transactionsDemonstrate readiness for expanded responsibilities or a progression path within the organizationThe Skill SetA minimum of 2–4 years of direct CMHC multi‑family underwriting experience at an institutional lenderDemonstrated ability to manage a high volume of files simultaneously in a fast‑paced, deadline‑driven environmentHands‑on experience with the full CMHC application process, from submission through to Certificate of InsuranceONLY QUALIFIED CANDIDATES WILL BE CONTACTED.#J-18808-Ljbffr

📌 Senior Analyst, Cmhc & Multi-Family - $80,000 - $100,000 A Year (Toronto)
🏢 Outhire
📍 Toronto