05 Oct
|
National Bank
|
Toronto
05 Oct
National Bank
Toronto
As a (Senior) Director, Credit Execution in the Technology &
• Innovation Group and in collaboration with your colleagues, you play a leading role in the strategic support of companies across Canada. Your varied and complex responsibilities will allow you to quickly become a trusted advisor to companies that are transforming the world and to support their financing projects (from $1 million to over $200 million). Portfolio &
• Credit Management Manage a portfolio of financing relationships with technology companies, ensuring robust credit quality and adherence to internal policies. Perform monthly credit reviews and prepare ongoing reporting for the Head of Execution and Vice President, Technology &
• Innovation Banking. Own the full credit execution process, including daily credit activities such as covenant monitoring, credit structuring, challenging financial model assumptions, credit amendments, annual reviews, new credit requests, increases, and refinancing. Review loan documentation, including credit agreements, ISDA agreements, and term sheets, to ensure compliance with adjudicated credit parameters. Structure and present well-articulated credit files and prepare high-quality submissions for Credit Risk adjudication, ensuring accuracy and a “first time right” standard under the oversight of the Head of Execution. Coordinate with internal partners, including the Credit Risk Director, Risk Management Solutions, Account Officers, and Operations teams, to ensure diligent portfolio monitoring and effective credit controls. Advisory, Structuring &
• Risk Mitigation Serve as a credit resource and coach within your deal team, working closely with the Head of Execution to continuously enhance portfolio credit quality. Participate in the development of sector-specific credit strategies and guidelines in collaboration with the Head of Execution and Vice President.
Identify financial risks associated with financing structures and provide recommendations to mitigate or eliminate them. Maintain an up-to-date understanding of market appetite and developments in credit structuring in order to proactively design financing solutions that support the group’s strategic growth objectives. Participate in client meetings and assist in presenting financing solutions and term sheets. Engage in negotiations with internal and external stakeholders, including legal advisors, the credit department, syndication teams, other financial institutions, customers, and prospects. Utilize credit risk and profitability assessment tools to ensure compliance with lending standards, risk management policies, and regulatory requirements. Completed bachelor’s degree in a related field and a minimum of 7 years of relevant experience, or completed master’s degree in a related field and a minimum of 5 years of relevant experience.
Experience with complex commercial lending, acquisition financing, and a strong understanding of business products and services. Knowledge of capital markets debt instruments is considered an asset.
Experience in syndicated financing is considered an asset. In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of adaptable benefits to help promote your wellbeing and that of your family such as: Flexible group insurance Generous pension plan Employee and family assistance program Preferential banking services Involvement in community initiatives Virtual sleep clinic Whether through our surveys or programs, regular feedback and ongoing communication are encouraged. We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people.
Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments.
📌 (senior) director, credit execution - tech & innovation (Toronto)
🏢 National Bank
📍 Toronto