Relay is a digital banking platform that gives self-made business owners the tools and know-how to be outstanding with money—bringing clarity, confidence, and control to every dollar earned, so they can turn hard work into lasting success. We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses. Our Engineering team is at the heart of building banking products that help millions of small businesses succeed.

We're on a journey to reinvent banking, and we're looking for Senior Software Engineer II to help set the technical direction for how we get there. You'll take on our highest-risk, most ambiguous work, spot the problems that matter before anyone assigns them, and bring teams together around solutions that move the business forward. This is a unique opportunity to shape architecture across interconnected systems, raise the engineering bar beyond your own team, and grow the next generation of technical leaders at Relay.

If you're excited about building best-in-class fintech products and multiplying your impact through others, this is the role for you.

Technical Direction: Lead architecture and the highest-risk work across interconnected systems, and set practical standards for quality, reliability, security, and maintainability Product Judgment: Find important problems before they're assigned, and tie technical decisions to customer needs, business priorities, cost, and risk Coach engineers and delegate meaningful ownership so you create more technical leaders instead of becoming a bottleneck You have led architecture for complex, interconnected systems and owned the highest-risk technical decisions You connect technical trade-offs to customer impact, business priorities, cost, and risk You grow engineers by coaching and delegating real ownership, and you measure your success by the leaders you develop It's a bonus (but not required)



if you Have worked in startups or high-growth tech companies Have experience with JavaScript (we primarily use TypeScript, React, and Node.js) Have working knowledge of AWS services (ECS, S3, RDS, Dynamo, Lambda) and continuous deployment pipelines Have experience in fintech, banking, or other regulated environments Front-end: React, TypeScript, React Native Back-end: Node.js, TypeScript, Terraform, AWS (DynamoDB, RDS Postgres, Lambda, S3, SQS, SNS, SES, ElasticSearch, ECS) Stage 1: A 45-minute Google Meet video call with a member of the Talent team Stage 2: A 60-minute live coding exercise with two members of the Engineering team Stage 3: A 60-minute Google Meet video call with two Engineering Leaders Stage 4: A take-home system design challenge, followed by a 60-minute Google Meet video call review with two members of the Engineering team Stage 5: The annual salary range for this role is $175,500 CAD to $214,500 CAD . For candidates who demonstrate full readiness for the defined scope of the role, the typical starting salary is $195,000 CAD . For more information on our compensation philosophy and perks and benefits, visit our Candidate Hub.

If you're someone who takes initiative, is comfortable taking risks, and seeks input when needed, you'll find the freedom here empowering. You build with AI, not just use it: You're actively embedding AI into how you work, pushing what's possible, and bringing your team along with you. You're comfortable building from scratch, iterating as you go, and collaborating to shape the best path forward.

Relay exists to help them thrive -- and that mission has to resonate with you. We welcome diverse backgrounds and people who think critically, challenge the status quo, and want to help small businesses thrive. If you require accommodations at any stage of the hiring process, please reach out to your Talent Partner.

Relay's recruitment team only contacts candidates and corresponds from official corporate email addresses ending in @relayfi.We will never ask for sensitive personal data (such as bank account details, credit card numbers, or social security/insurance numbers) during the initial application or interview stages. #

📌 (Senior) Software Engineer / Banking (m/w/d)
🏢 Relay
📍 Toronto