Job Details Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Finance Pay Details: $81,600 - $115,200 CAD This role is eligible for a discretionary variable compensation award that considers business and individual performance. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

The Opportunity Join

Treasury’s Asset and Liability Management team and help conduct and enhance reporting processes, control frameworks, forecasts and analytics related to the Bank’s balance sheet. You will provide analytical support to senior colleagues, help guide junior analysts and contribute to accurate, productive and comprehensive reporting. The Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for overseeing the management of TD’s consolidated non-trading market risk, funds transfer pricing measurement framework, funding strategies, liquidity risk and capital position.

Significant emphasis is placed on developing people through a teaching culture, collaboration across teams and a commitment to diversity and inclusion to create an environment where individuals are encouraged to grow, challenge ideas constructively and contribute meaningfully to Treasury’s objectives. The Asset & Liability Management (ALM) team within Treasury is responsible for the measurement, management and optimization of the Bank’s Non‑Trading Market Risk (NTMR). The team plays a critical role in ensuring the institution remains financially resilient and strategically aligned by overseeing structural interest rate risk, balance sheet dynamics, hedging strategies and earnings sensitivity.

Through disciplined analytics and risk identification, ALM supports Treasury’s mandate to deliver stable, sustainable earnings while operating within the Bank’s risk appetite and regulatory expectations. is a centralized function within TBSM responsible for the production, analysis, governance, and control of NTMR and Interest Rate Risk in the Banking Book (IRRBB) measurement activities. The team supports TBSM’s responsibility to understand and manage structural market risks arising from the Bank’s banking-book positions and provides accurate, complete, and timely risk measurement results support balance sheet management, internal and regulatory reporting, financial disclosure, and management decision-making. Develop and maintain financial models used to generate risk measurement information for Asset and Liability Management.

Analyze asset and liability portfolios, evaluate trends, reconcile cash flow activity and support balance sheet and Net Interest Income forecasts. Conduct reporting and meaningful analysis, draw conclusions and make recommendations for management or broader audiences. Support improvements to processes, controls, documentation and reporting while maintaining alignment with internal policies and regulatory requirements.

Lead moderately complex projects, end-to-end processes or functional programs within the area of expertise. Share knowledge, mentor colleagues and keep stakeholders informed on project status, issues and relevant developments.



In-depth expertise in Asset and Liability Management and working knowledge of broader related areas.

Experience developing financial models, performing quantitative analysis and translating complex information into practical advice. The ability to solve complex problems involving multiple variables and stakeholders and to recommend process, product or service improvements. Strong communication and relationship-management skills, with the ability to convey business context to internal and external stakeholders.

A well-managed approach to risk, controls, confidentiality and evolving regulatory requirements. Strengthen the accuracy, efficiency and usefulness of balance sheet, Net Interest Income and interest rate risk analysis. Improve processes, models, controls and reporting used to support Asset and Liability Management decisions.

Build team capability through knowledge sharing, guidance and continuous improvement. Post-secondary degree SQL skill is a MUST, and other programming languages considered assets CFA, FRM, MBA considered assets Principles of asset/liability management, capital markets, and how Treasury deliver value Superior understanding of capital market instruments including bond and interest rate derivatives. Superior understanding of risk measurement and valuation concepts (cash flow, PV, IRR, duration, convexity, etc.).

TBSM processes and how they interconnect considered an asset Market Risk concepts and their application to banking products Managing projects, gathering & analyzing business requirements and explaining requirements to system developers Mapping-out/re-engineering processes and workflows, including associated change management Communicating with all levels of the organization, including senior management Simplifying complex concepts and business results in terms understandable by audiences with varied backgrounds & seniority levels Competencies and Personal Qualities: Excellent interpersonal and communication skills Self-starter with a proven ability to meet deadlines, own initiatives, and work effectively under minimum supervision. Quick to learn and apply new concepts Demonstrated strong critical thinking, problem solving and analytical abilities Approach responsibilities with diligence and initiative, taking ownership of issues to ensure successful outcomes, able to work independently with minimal supervision. Exceptional organizational skills with an ability to prioritize and manage competing initiatives Challenge the status quo and exhibit a forward-looking mindset to identify enhancement opportunities that are efficient and scalable Work activities include a blend of highly collaborative activities and individual deliverables.

Colleagues may spend more or less days in office as required by the business line. TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada,



the United States and around the world.

Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package Our Total

Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Total

Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. We do our best to communicate outcomes to all applicants by email or phone call.

Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language

Requirement (Quebec only) At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future.

Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

📌 Senior Treasury Asset and Liability Management Analyst (Toronto)
🏢 The Toronto-Dominion Bank (Canada)
📍 Toronto