Work LocationEdmonton, Alberta, CanadaHours37.5Line of BusinessCredit ManagementPay Details$47,200 - $66,600 CADTD CompensationTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job DescriptionReviews, analyzes and evaluates credit applications, in accordance with policy and procedures, to authorize credit for customers, within designated discretionary lending limits.Collaborates with business partners by providing credit support / solutions / recommendations through the credit adjudication process.Key AccountabilitiesCustomerEnsure all credit decisions (approval / decline) within assigned limits are fulfilled on certain credit products efficiently and effectively, meeting service level agreements (SLAs)Provide credit support / solutions / recommendations when evaluating / analyzing credit applications for decisions in accordance with bank policies and proceduresEnsure customer concerns / issues are handled appropriately and resolved in a timely manner,



escalates when requiredPositively contribute to the overall customer experience and foster good relationships with internal and external partnersContribute to the ongoing improvement of the customer experience within the Business AreaCreate and/or recognize exceptional customer service through established programsShareholderPrioritize and manage own daily workload to meet SLA requirements for service and productivityAccurately decision credit deals within established standards and limits and adjudicate within compliance guidelinesContribute to the achievement of satisfactory audits by understanding & following audit and process guidelinesIdentify areas of risk and escalat[e] as necessaryFollow internal and industry regulations and operating policies when analyzing / completing credit decisions for business partners and customersMake well rationalized credit decisions that reflect business intentions and are consistent with relevant rules / regulationsIdentify areas of risk and escalat[e] as necessaryUnderstand and apply Bank credit policies and proceduresIdentify and recommend opportunities to enhance productivity, effectiveness and operational efficiencyBe knowledgeable of and comply with Bank Code of ConductEmployee / TeamParticipate fully as a member of the team, support a positive work workplace that promotes service to the business, quality,



innovation and teamwork and ensure timely communication of issues/ points of interestSupport the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unitParticipate in personal performance management and development activities, including cross training within own teamKeep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activitiesContribute to a fair, positive and equitable environment that supports a diverse workforceAct as a brand ambassador for your business area/function and the bank, both internally and/or externallyBreadth & DepthWorks autonomously within established procedures focusing on performing credit underwriting /adjudication on a narrow range of simple credit productsProvides authorization required for credit adjudication based on the Bank's Discretionary Lending limits criteriaSound knowledge on credit products, end-to-end credit processes and systems for own specialized areaSound knowledge and understanding of the operating environment, business process and procedures, and credit lifecycle for own area (e.G., processing environment, applications, software, hardware, products)Sound level knowledge with some form of related training and/or related experience or skillsAbility to execute on routine requestsIdentifies key operational / reporting / process issues for own areaProvides thorough analysis and/or specialized reporting or operational/process supportRequires general understanding of the overall function and/or businesses supportedCompletes work within specifically defined parameters with guidance / direction from management as necessaryGenerally reports to Team ManagerExperience & EducationHigh School diploma / Undergraduate degree1+ years relevant experience#LI_CommercialWho We AreTD is one of the world's leading global

📌 Underwriter I (Edmonton)
🏢 TD Bank
📍 Edmonton