Reporting to the Supervisor, Customer Finance Credit & Collections , the Credit Adjudicator is responsible for the processing and adjudicating of all credit applications, including current andexisting accounts, providing appropriate notification accordingly.

The Credit

Adjudicator will ensurethat credit-granting decisions are based on factual reports and information that will provide formaximum sales potential while safeguarding the company from undue risks. The position holder isrequired to work with multiple internal business units and external customers and organizations toquickly execute a credit decision that meets the needs and requirements in a timely fashion. Processing and adjudication of the consumer, commercial and farm credit applications.

Analysis of the 4 C’s of credit (character, capital, capacity and conditions). Must maintain a high degree of confidentiality and prudence while gathering financial and/or private information including credit reporting agency information, registry offices, financial institutions, financial statements, suppliers, agents, field staff, family members etc. Conduct credit investigations by conducting a detailed analysis of financial statements; when necessary to expedite credit approval, the Credit Adjudicator will contact the customer direct to obtain financial and credit information.

Ensure notification of approval or decline will be sent to the customer; credit limit, risk code and other pertinent information will be recorded onto the customers file in SAP. Process credit applications for building projects and liaise with financial institutions, leasing companies and internal UFA personnel to ensure contract is accurate and meets terms and conditions. Review and follow up on requests to re-open existing accounts that have credit privileges suspended.

Uphold and maintain adherence to controls, standards, policies, and procedures internally.



Set up parent accounts for clients who have multiple accounts helping to ensure all credit limits are evaluated in the aggregate and information is easily available for future reviews. Design and run queries as required by the Manager, Customer Finance and the Credit Department, as well as provide query reporting and analysis and be able to present results in a professional user-friendly format.

Previous credit experience considered an asset. A self-starter, who is creative and innovative, has strong problem-solving skills, decision-making skills and analytical skills with the ability to work independently and under tight deadlines. Skillful in analyzing financial statements, with emphasis on the key business ratios used to determine liquidity, debt and performance.

Experience working with integrated computer systems including SAP and Microsoft Office suite is required. UFA is one of Canada’s largest and most progressive agricultural co-operatives. We’re a multi-billion-dollar organization that offers the products, services, and support our 127,000+ members need to build, grow and succeed.

While our roots will always be in agriculture, we’re proud to support the industries and communities that drive Western Canada’s economy. We need your skills, expertise and ideas to help us keep growing. A Business with a Purpose - Join a member-owned co-operative with a mission that matters: improving the well-being of our members, helping them feed the world, and enabling investment in local communities.

Recognized and Rewarded for Your Performance - At UFA, success is shared. Work-Life Success - We prioritize safety, respect your time, and offer flexible options and comprehensive benefits to support your life inside and outside of work.

We Help Each Other

Grow - Our collaborative culture fosters growth through hands-on experience, mentorship, training, educational support, and diverse career paths.

Diversity

Equity, and Belonging

📌 Adjudicator, Credit Risk (Calgary)
🏢 United Farmers of Alberta Co-operative
📍 Calgary