We’re looking for a Business Analyst with strong payments experience to join Form3’s Product team and play an important role in building out our new Canadian Real‑Time Rail (RTR) payment gateway. Working closely with the Product Manager, you’ll be involved from an early stage in the build, helping to understand payment scheme and business requirements and turn them into clear, actionable requirements that support the development and delivery of the product. Understand and analyse payment scheme, product and business requirements, translating these into clear and actionable requirements.

Create high-quality user stories, acceptance criteria and functional and non-functional specifications. Use data and analysis to provide insights and support informed product decisions. Collaborate with stakeholders across Product, Engineering and the wider business throughout the product development lifecycle.

Take ownership of key Business Analyst activities and deliverables, helping the team move from requirements through to successful product delivery. What’s much more important is a strong understanding of the Canadian payments landscape and infrastructure, with experience of payment rails such as Interac e-Transfer.

Experience working as a Business Analyst within payments, banking or FinTech. Strong knowledge of the Canadian payments ecosystem and infrastructure, ideally including experience with Interac e-Transfer or other Canadian payment rails.

Experience translating complex business, product or payment scheme requirements into clear user stories, acceptance criteria and functional specifications. Strong technical understanding of APIs, cloud technologies and modern system architectures,



with the ability to translate business requirements into clear technical requirements and collaborate effectively with Engineering teams. A good understanding of the product development lifecycle and experience supporting products from requirements through to delivery.

Strong analytical skills, including experience using data to support decision-making.

Stage One: Screening Call with the Talent Team Stage Two: Team Interview with a Senior Business Analyst and Senior Product Manager Stage Three: Zoom Interview with two Heads of Product Stage Four: Executive Review with the Chief Product Officer however, there may be occasions when an additional interview stage is required for us to be sure we are hiring the right person! We are hiring remotely within the Canada in the following provinces: ~ All new joiners start their first day in one of our offices to collect the equipment needed to work remotely. Form3 is a 100% remote, flexible business and can offer part time working arrangements.

We hire talented people from a variety of backgrounds and experiences and are committed to a work environment based on diversity, open-mindedness and curiosity. Our employee lifecycle processes are designed to embrace equal chance and prevent discrimination against our people regardless of personal characteristics. It is our strong belief that the more inclusive and belonging we are as a business, the better our work will be.

This includes providing job adverts in alternative, accessible formats or adjustments required at interview stage. If you consider yourself to be neurodiverse or physically disabled under the UN definition of disability and would like to be considered under this scheme and/or require any reasonable adjustments please let us know by sending an email to [email protected] clearly stating your consent for us to process this data. For more information please refer to our Recruitment Data Policy. #

📌 Business Analyst - Canadian Payments (Toronto)
🏢 FORM3
📍 Toronto