At EQ, we're remaking banking so every Canadian gets ahead, every day. Serving nearly 4 million Canadians from coast to coast, we offer a wide variety of financial services from banking and lending, to trust and credit union solutions. We've been at this since 1970, challenging the conventions of traditional banking with smarter, faster, and more connected financial experiences.

If you're driven to help reshape how banking works for Canadians and the businesses that power our economy, this could be your next big opportunity.

The Residential Mortgage

Underwriter, Specialized Credit is responsible for assessing all new mortgage applications, issuing mortgage commitments, and collecting required documentation taking the file to the solicitor instruction stage in a timely and prudent manner within established guidelines. On a daily basis,the incumbentmust promptly review received applications, verify the supporting documentation to ensure accuracy and legitimacy, approve, decline or refer the applications for approval. The incumbent will follow up with brokers daily on issued mortgage commitments to ensure that funding volumes are maximized.

The incumbent willreview documentation for accuracy and legitimacy placing a strong emphasis on anti-money laundering (AML) and anti-terrorist financing (ATF) requirements, including but not limited to, income and down payment verification. The incumbent willstrive to ensure that mortgage filesare in compliance withthe Company’s and the mortgage default insurers’ established lending policies and procedures. As required, assist the team with reporting, file management and data integrity requirements.

The incumbent will make diligent use of reports to track and manage the flow of all deals funding fortheir pipeline. On a daily basis,incumbents mustprovide the highest level of internal and external customer service while fielding mortgage broker inquiries and building strong broker relationships. On a daily basis,



be the main point of contact and provide underwriting expertise to mortgage brokers,provide assistance to co-workers when required to meet theCompany’sservice levels and maintain up to date knowledge of company and insurers policies and products.Develop solid broker relationships including in person meetings to help drive excellent NPS results without sacrificing credit quality Sound knowledge of AML & ATF practices ~ 2+ years’mortgage experience intheprime and/oralternative mortgage market ~ Proficiency in MS Office (mainly MS Word and Excel) ~ Completion of a post-secondary degreepreferably in a financial field ~ Knowledge of fraud risk in the mortgage industry and the ability to address concerns relating to suspected misrepresentation is required ~ Bilingual in English and French.

What we offer [For full-time permanent roles] Competitive discretionary bonus Medical, dental, vision, life, and disability benefits Generous vacation policy and personal days Virtual events to connect with your fellow colleagues A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience The incumbent will be working hybrid and in office time will be spent working from EQ Bank’s additional office space located at 2200-25 Ontario Street, Toronto, ON . Equity, Diversity & Inclusion EQ is committed to building an inclusive, accessible environment where every employee feels valued, respected, and supported. If you require accommodations at any stage, we will work with you to ensure you can bring your best self to the process and beyond.

As part of our recruitment process, EQ uses AI to help screen, assess, and/or select applicants for this position. All candidates considered for hire must successfully complete a criminal background check and credit check.

TSX: EQB) is the parent company of Equitable Bank, the country's seventh-largest Schedule I bank by assets, which operates EQ Bank, Canada's Challenger Bank. EQB Inc. serves nearly 4 million Canadians and manages approximately $150 billion in combined assets under management and administration.

📌 Residential Mortgage Underwriter, Specialized Credit (Bilingual) (Toronto)
🏢 EQ Bank | Canada's Challenger Bank
📍 Toronto