Senior Auto Product &

• Underwriting Analyst Posted : Full time We have an excellent opportunity to join Farm Mutual Re, one of Waterloo Region's top employers, as a Senior Auto Product &

• Underwriting Analyst with the Ontario Mutuals Automobile Plan (OMAP). OMAP provides product, underwriting, actuarial, regulatory, and systems support to 29 Ontario Mutual Insurance Association (OMIA) companies that participate in a common automobile insurance filing with the Financial Services Regulatory Authority of Ontario (FSRA). Collectively, these companies write approximately $400M in annual automobile insurance premium. Reporting to the Manager, Product and Underwriting, the Senior Auto Product &

• Underwriting Analyst supports auto product and underwriting initiatives for OMAP and Farm Mutual Re by providing research, analysis, and technical expertise. This role contributes to product development and enhancement, underwriting practices, policy wording development, regulatory filing activities, and market research to support competitive, compliant, and effective auto insurance solutions. This position offers a hybrid work environment, with a primary corporate office in Cambridge and access to a satellite office in Toronto. Develop, maintain, and enhance underwriting policies, procedures, and product guidelines to support effective risk management and business objectives. Draft, review, and update policy wordings to ensure clarity, accuracy, and regulatory compliance. Research, analyze, and recommend underwriting rules, risk selection criteria, and product enhancements based on market trends and business needs. Create and maintain supporting product documentation and reference materials, including rate manuals and underwriting resources. Support the preparation, submission, and maintenance of regulatory filings, including rates, rules, underwriting manuals, and product filings as required. Monitor legislative, regulatory,



and market developments to identify emerging risks, opportunities, and potential impacts on product performance and profitability. ~ Build and maintain strong relationships with key stakeholders, including regulatory bodies, industry partners, and technology vendors, to support product development and ongoing compliance. Bachelor’s degree or diploma in a related insurance, business, or risk management program, and/or an equivalent combination of education and experience 5+ years of underwriting experience in the Property &

• Casualty insurance industry, including experience in automobile insurance.

Experience in commercial auto or commercial lines is considered an asset. Strong knowledge of insurance policy wordings, endorsements, the Insurance Act, Highway Traffic Act, and other applicable regulatory requirements, with the ability to interpret and apply them effectively Experience or familiarity with insurance regulatory filings, including rate, rule, underwriting manual, or product filings, is considered an asset but is not required. Exposure to working with insurance regulators or regulatory requirements would also be beneficial.

Incentive compensation is tied to established business and individual performance targets. Flexible hybrid work environment, which balances remote and in-office work A comprehensive wellness plan, including personalized health coaching, fitness classes, and access to an on-site gym Ongoing professional development opportunities, such as paid education, training, certifications, mentorship programs, and personalized career development plans Paid volunteer day to give back to your community In addition to our competitive salary, employees also receive exceptional employer-paid benefits, a defined benefit pension plan, and more to support their future We provide accommodations that help achieve a barrier-free workplace. We may use artificial intelligence to support elements of the recruitment process.

📌 Senior Auto Product & Underwriting Analyst (Cambridge)
🏢 Farm Mutual Reinsurance Plan
📍 Cambridge