Build the Future of Banking with Generative AI At BMO, we're transforming the future of financial services through Generative AI. We're looking for a passionate and creative Senior GenAI Software Developer to join our growing team and help design, build, scale, and lead intelligent AI-powered solutions that enhance employee and customer experiences across the bank. This is an exciting opportunity to work at the intersection of artificial intelligence, software engineering, cloud technologies, and business transformation.

You'll collaborate with cross-functional teams to develop next-generation applications leveraging Large Language Models (LLMs), Retrieval-Augmented Generation (RAG), AI agents, and modern cloud-native architectures. If you're energized by solving complex problems, experimenting with emerging technologies, mentoring others, and delivering measurable business impact through AI, we'd love to hear from you. Design, develop, test, and deploy AI-powered applications and solutions that address business challenges and improve operational efficiency.

Partner with business stakeholders, product teams, and technical experts to translate business requirements into scalable technical solutions. Build and optimize Generative AI workflows using prompt engineering, AI orchestration frameworks, RAG capabilities, and intelligent automation. Design and develop reusable AI skills, prompts, agents, and workflows that can be leveraged across multiple business use cases and teams.

Develop high-quality, secure, and maintainable code while adhering to enterprise engineering standards and best practices. Collaborate on solution architecture, system integrations, APIs, microservices, and cloud-based deployments. Lead the delivery of complex Generative AI initiatives from concept through implementation, partnering with technology, business, product, and risk stakeholders to drive successful outcomes and measurable business value.

Provide technical leadership and guidance to developers and project teams through coaching, knowledge sharing, architecture reviews, and the promotion of engineering best practices. Mentor and support team members while helping establish reusable AI patterns, development standards, and governance frameworks that accelerate adoption and delivery across the organization. Evaluate emerging AI technologies, frameworks, and tools to identify opportunities for innovation and business value.

Support continuous improvement through testing, performance optimization, monitoring, debugging, and troubleshooting. Participate in the full software development lifecycle, from ideation and design through implementation, deployment, and ongoing maintenance. Leverage AI-assisted development tools such as GitHub Copilot and JIRA Rovo to accelerate delivery and improve developer productivity.

Contribute to responsible AI practices by ensuring solutions align with security, privacy, governance, and risk management requirements. Drive innovation by exploring new use cases and applying Generative AI capabilities to transform the way BMO works. Translate user needs into technical specifications by understanding, conceptualizing, and facilitating business and technical requirements.

Analyze, develop, test, and implement software solutions while documenting all phases of the software development lifecycle.



Perform preventative and corrective maintenance, troubleshooting, and issue resolution for applications and supporting systems. Ensure code and configurations adhere to security, logging, error handling, performance, and non-functional requirements.

Evaluate new technologies and assess their impact on systems, processes, data, and risk. Follow release management standards and version control practices. Assist in interpreting and documenting client and business requirements.

Take measured risks while protecting the bank by applying BMO's Risk Management Framework and adhering to all applicable policies, standards, laws, and regulatory requirements. You are a curious technologist who combines strong software engineering fundamentals with a passion for AI and emerging technologies. You thrive in fast-paced environments, enjoy learning new tools, and are excited by the opportunity to help shape the future of banking through Generative AI while influencing technical direction and mentoring others.

Technical

Skills &

Experience ~7+ years of experience in software development, application engineering, AI/ML engineering, or related technical roles, including experience leading complex technology initiatives and mentoring development teams. ~ Strong programming and software development experience with modern engineering practices and design patterns. ~ Experience leading the design, development, and delivery of enterprise-scale applications, cloud-native solutions, or AI-powered platforms. ~ Demonstrated ability to provide technical leadership through architecture reviews, code reviews, engineering standards, and development best practices. ~ Experience mentoring junior and intermediate developers and fostering a culture of continuous learning, collaboration, and technical excellence. ~ Proven ability to lead cross-functional initiatives involving business, technology, product, architecture, security, and risk stakeholders. ~ Experience developing AI-powered applications using Large Language Models (LLMs) and Generative AI frameworks. ~ Design, develop, and deploy intelligent AI agents using AWS AgentCore, enabling scalable automation, business process optimization, and enterprise AI solutions. ~ Strong understanding of Retrieval-Augmented Generation (RAG) architectures, vector databases, embeddings, and knowledge retrieval techniques. ~ Knowledge of Model Context Protocol (MCP) and integrating AI solutions with enterprise systems, tools, and data sources. ~ Experience leveraging GitHub Copilot and other AI-assisted development tools to accelerate software development and improve code quality. ~ Ability to design, build, test, and maintain reusable AI skills, prompts, agents, and workflows. ~ Strong understanding of LLM model selection, prompt engineering, grounding techniques, token optimization, performance tuning, evaluation methodologies, and cost optimization strategies. ~ SQL, Prompt Engineering, and JIRA Rovo.



~ Knowledge of software testing methodologies, Quality Assurance practices, and Test Driven Development (TDD). ~ Understanding of secure software development practices, Responsible AI principles, governance, and enterprise technology standards. ~ Experience working within Agile delivery environments and Software Development Lifecycle (SDLC) frameworks. ~ Strong troubleshooting and root-cause analysis capabilities.

Creative Thinking

Building and Managing Relationships Quality Assurance and Testing Technology Business Requirements Definition, Analysis and Mapping Ability to translate complex technical concepts into business-friendly language. Proven ability to influence technical decisions and stakeholder outcomes across multiple teams. Data-driven decision-making mindset. Strong coaching and mentoring capabilities.

Experience with Azure OpenAI, Azure AI Foundry, Azure AI Search, Microsoft Copilot Studio, or similar AI platforms. Java development experience.

Experience developing AI agents, multi-agent systems, or conversational AI solutions. Familiarity with vector databases and semantic search technologies. Knowledge of Responsible AI, AI governance, model evaluation, and AI observability practices.

Experience building and deploying enterprise-scale GenAI solutions within regulated industries such as banking or financial services. At BMO, you'll have the opportunity to work on transformative AI initiatives at enterprise scale, collaborate with talented colleagues across disciplines, and help shape how Generative AI is used responsibly in one of North America's leading financial institutions. Work with cutting-edge AI and cloud technologies.

Influence the future of AI adoption within the bank. Lead enterprise-scale AI initiatives with measurable business impact. Mentor and develop talented engineers while contributing to technical excellence.

Solve meaningful business challenges with real-world impact. Ready to help redefine banking through Generative AI? Salaries for part-time roles will be pro-rated based on number of hours regularly worked.

BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

Boldly

Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

Accommodations are available on request for candidates taking part in all aspects of the selection process. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes. #

📌 Senior GenAI Software Developer (Toronto)
🏢 BMO
📍 Toronto