Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services. Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people.

The company has been leading an industry transformation through cutting-edge products and human-centered services. Proprietary technology and data at scale power Nu's digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.

The GBA Core Infrastructure / Deposits team builds and operates the platform that makes Nubank accounts work. Whenever money enters or leaves an account, our systems create and manage the deposit records behind balances, calculate yield and taxes, and make funds available for payments, transfers, Pix, debit card purchases and other customer transactions. As a Staff Software Engineer — Deposits, you will be one of the team’s primary technical leaders, shaping the platform’s medium- and long-term evolution while remaining hands‑on in the most critical and complex areas.

Defining and evolving the target architecture and technical strategy for the global Deposits platform. Guiding the next stages of the platform and sequencing migrations from legacy systems while balancing safety, business priorities, regulatory requirements and sustainable delivery. Setting a high technical bar for distributed transaction processing, accounting integrity, yield and tax calculations, reliability, observability and operational recovery.

Leading high-impact technical decisions across services and markets, making trade-offs explicit and driving decisions to closure.

Representing

Deposits in cross-team alignment with Product, other platform owners and senior stakeholders. Turning ambiguous problems into clear technical direction through RFCs, design documents, migration plans,



decision records and executable milestones. A Staff-level track record leading architecture and technical strategy for large-scale distributed systems.

Strong backend engineering depth, including asynchronous workflows, eventual consistency, concurrency, high-throughput processing, performance and failure recovery. Ability to design for the long term while evolving complex systems incrementally and safely. Sound judgment in high-impact decisions, including the ability to frame options, define decision criteria and communicate trade-offs clearly.

Experience influencing senior stakeholders and aligning teams with different priorities or constraints.

A multiplier mindset: you create clarity, raise the technical bar, mentor engineers and enable others to execute independently. Comfort navigating ambiguity, complex domain rules and different regulatory or product requirements across markets. Strong communication skills in English for a global, cross‑functional environment.

Experience designing platforms that support multiple countries, products and regulatory environments. Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize connection and collaboration. Office requirement 2 days per week at the office.

Chance of earning equity at Nubank; ~ Food/ Meal Card (Vale-Refeição and/or Vale Alimentação) ~ Public Transportation Commuting Benefit (Vale-Transporte) ~ NuCare - Psychological, Financial and Legal Assistance Program ~ Life Insurance ~ Medical Plan ~ Dental Plan ~ NuLanguage - Language Course Program ~ Nucleo - Our learning platform of courses ~ Extended Parental Leave ~ Work-from-home Allowance ~ 30 days of paid vacation ~ Relocation Assistance Package, if applicable Our recruitment process may involve the use of artificial intelligence-enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here #

📌 Staff Backend Software Engineer (Toronto)
🏢 Nubank
📍 Toronto