Senior Credit Specialist - Future Opportunities Job Category: Risk Requisition Number: SENIO Posted: May 12, 2026 Full time Hybrid Locations Showing 1 location Toronto Corporate OfficeEtobicoke, ON M8X 2X3, CAN At Meridianour aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are. Who we are! Meridian OneCap Credit Corp is an equipment and finance company providing a broad range of financial services to businesses throughout Canada. Our parent, Meridian Credit Union, has over 70 years of banking history and is Ontario’s largest credit union. Meridian OneCap is a provider of asset financing in the form of capital leases. We are committed to being the best provider of specialized equipment financing services to strategic vendors across Canada. Our service‑oriented culture and exceptional group of professionals serves to provide our strategic partners with value‑added service and constructive solutions. Meridian OneCap Credit Corp provides customized leasing solutions both to help companies sell equipment and to companies that have chosen to lease equipment, rather than buy. For manufacturers and vendors, we enable you to provide your customers with a value‑added service that helps your customers acquire equipment efficiently and gives your company a competitive edge. And for the end user, we can help you to preserve working capital in your business, while benefiting now from the use of the equipment. Our team is known as industry leaders. We’ve earned our reputation through consistent delivery of financing programs with the most efficient transaction process and superior customer service. With the largest direct sales force within the Canadian market, it’s no wonder our customer service is unparalleled. Please note that this job posting will be utilized for future opportunities only,



based on the needs of the business Your role as a Senior Credit Specialist: The Senior Credit Specialist is responsible for contributing to the profitable growth and quality of the Meridian OneCap portfolio by assisting in the administration of the Commercial Loan portfolio within the framework of the approved credit management policies as set by the Board, to ensure the loan assets represent acceptable risk and return to Meridian OneCap Credit Corp. (“OneCap”). The Senior Credit Specialist must have an in‑depth knowledge of retail equipment finance lending practices and procedures, as well as an awareness of business trends. A solid knowledge of and experience in financial statement analysis and accounting principles and policies is a requirement. The incumbent must possess effective communication skills, both written and oral and must be experienced in the administration of credit requests. The incumbent needs to be a highly organized, analytical and a logical person. The incumbent must have experience and knowledge in segmented industries such as construction, transportation, materials handling, others. Ability to interpret and assess commercial and consumer credit bureaus. Must be experienced with financial statement analysis and exhibit ability to identify financial risks. What you’ll do: Providing prompt and sound recommendations in the analysis and presentation of credit proposals, summaries and annual reviews for the Retail business segment. In tandem with the other Credit officers in a deal queue environment,



contribute to established OneCap service level agreements (SLA) by providing sound, consistent and timely credit decisions in support of mid‑ticket underwriting needs and credit turnaround SLAs. Daily tasks include the efficient adjudication and approval – and/or timely recommendation to the Senior Manager, of all mid‑ticket credit applications > $150,000 and be able tounderwrite/adjudicate larger mid‑ticket transactions with exposure in excess of $1 MM including the setting of maximum credit approval thresholds for customers while adhering to daily turnaround SLAs. Ensuring the timely analysis, structuring and presentation of credit proposals. Exercise sound and consistent underwriting practices. What you can bring to this Role: Minimum 5 years of experience in Commercial Credit underwriting in an equipment finance environment, combined with relevant post‑secondary education with an emphasis on business and finance. The individual must have experience in underwriting mid credit requests in segmented industries including construction, transportation, materials handling, others. The individual must be able to review, assess, analyse and spread financial statements and exhibit an ability to identify financial risks and make and/or provide sound and timely credit decisions/recommendations. The individual must have superior risk assessment skills and a strong understanding of commercial business structures and a sound knowledge of the equipment finance industry. Sound understanding of retail commercial lending security documentation, including collection/work‑out techniques and remedies. Superior credit skills. Working knowledge of commercial credit, lease/loan and inventory/floorplan finance products within the framework of the Personal Property Security Act (PPSA) and Quebec Civil Code. Thorough knowledge of commercial

📌 Bilingual Senior Credit Specialist - Future Opportunities (Toronto)
🏢 Meridian Onecap
📍 Toronto