Overview

Location: Yonge & Davisville

Full time permanent ONSITE / NO remote work

MUST HAVE:

Direct experience assessing, underwriting, or reviewing commercial property and casualty insurance coverage for income-producing real estate, including from such as property business interruption , CGL, environment and valuation/replacement cost. This can come from Real Estate insurance risk advisory directly, or from an adjacent discipline such as commercial P & C brokerage, underwriting , construction risk , reinsurance, or corporate risk management.

- Direct experience assessing, underwriting, or reviewing commercial property and casualty insurance coverage for income-producing real estate, including forms such as property, business interruption, CGL, environmental, and valuation/replacement cost. This can come from real estate insurance risk advisory directly, or from an adjacent discipline such as commercial P&C; brokerage, underwriting, construction risk, reinsurance, or corporate risk management.
- Experience working directly with institutional lenders (banks, credit unions, trust companies, or alternative/private lenders) on commercial real estate financing, including familiarity with loan conditions, lender insurance requirements, and mortgagee/loss payable clause language.
- Hands-on exposure to construction lending insurance structures: builder's risk/course of construction coverage, wrap-up liability, and performance/labour and material bonding.
- A track record of independently owning complex client matters, whether files, accounts, claims, or advisory assignments, under deadline pressure, with direct accountability for the outcome rather than simply preparing work for someone else's sign-off.
- Direct, independent client-facing experience with sophisticated commercial or institutional stakeholders (lenders, developers, brokers, insurers, or lawyers),



comfortable leading a client conversation rather than participating in one.
- Ability to translate technical insurance and coverage detail into a clear, defensible business recommendation, in writing and verbally, for an institutional audience.
- Demonstrated independent judgment: concrete examples of identifying a problem, taking ownership of it, and driving it to resolution without continually escalating internally.
- For the senior search specifically: experience reviewing, mentoring, or directing the work of other professionals. Comfortable quality-controlling junior output and deciding what actually warrants escalation.

Differentiators that would strengthen either candidate, though I wouldn't expect one person to check every box: claims experience, commercial mortgage lending, valuation or appraisal knowledge, recognized credentials such as CRM, CIP, FCIP, or RIBO, and French-language fluency. A meaningful share of our active files run through Quebec, so bilingual ability on either search would be a genuine advantage.

EDUCATION:

Job Requirements:

Education and Experience:

University degree in a related discipline (business, finance, insurance, or real estate)

Minimum 2+ years of experience in insurance, real estate finance, or a related skilled environment; experience within the insurance industry is strongly preferred

Working knowledge of real property insurance fundamentals is required; direct industry experience is considered a strong asset

Experience or knowledge of the commercial real estate sector(s) is considered an asset

Canadian Risk Management (CRM) designation, or progress toward same, from a recognized Canadian institution is an asset

HOURS 8:30 TO 5:30 NO WEEKENDS( On-site full time position) No remote work

BASE 75K TO 140K depending on your level of experience.

Pay: $75,000.00-$140,000.00 per year

Benefits:

- Casual dress

Work Location: In person

📌 Real Estate Finance Risk Consultant (Toronto)
🏢 Important Company of the Sector
📍 Toronto