Portfolio Analyst – Bilingual, Commercial Asset Management
Reporting To: Associate Director and Team Lead

Full-Time/Part-Time: Full-time

Salary: $60,000-$75,000

Posting Date: September 28, 2026

Closing Date: October 28, 2026

Hours of Work: 8:30 a.m. – 5:00 p.m.

Grade: 12.3

Office Location: Toronto

Great location! Steps away from the main public transit station

What We Offer
Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!

Eligibility for benefits is dependent on the terms of employment

The Opportunity
To manage a portfolio of loans to the highest industry standard with team members ensuring all terms of the commitment letter (including all supporting agreements) are performed by the borrower to the benefit of our investors and responding to any reasonable borrower requests that are consistent with the terms of the commitment or are approved by the investor.

How You Will Contribute

Responsible to review and analyze portfolio statistics, in depth understanding and ability to make sound decisions and recommendations on financials such as: rent rolls, operating statements and financial/net worth statements.

Manage assigned high value mortgage portfolio proactively to ensure that all required conditions for commercial mortgages are fulfilled and to satisfaction of investors and CMHC

Thorough knowledge in all aspects of commercial lending including underwriting, commitment clauses, certificate of insurance and property insurance and insurance claims, holdback and reserves.

Ability to review third party reports including appraisals environmental reports, and BCA reports.

Expertise in performing independent analysis and providing recommendations and approvals on mortgage related property changes such as: easements, severance of lots, property insurance, expropriations, penalty calculations,



undertakings

Accountable to provide first level of review for approval processes.

Effectively interface with borrowers, consultants and investors and solicitors.

Work collaboratively with multiple internal departments such as Origination, Funding, Renewal, Default and Investor Relations

Excellent communication skills in handling inquiries from investors, clients, consultants and solicitors.

Adherence to policy and procedures, service levels and compliance

Able to mentor and lead by example

Apply problem solving skills in solving issues and to meet service standards

Excellent time management skills and ability to maintain and handle high volumes.

Recommend and provide process improvements in order to build efficiencies

Proven organizational skills and demonstrated ability to prioritize and multi-task

Complete special projects as assigned by management

Adhere to policies /procedures to ensure AML requirements are met, when applicable.

The Experience You Need

Post secondary education and/or equivalent work experience preferred

5-7 years of experience in Financial Services, Mortgages, preferably in commercial mortgages

Bachelor’s Degree in Business Administration, Commerce or related required

Bilingualism (English & French) is considered an asset

Working Environment And Physical Demands Analysis

Office environment

Periods of high volume with tight timelines

Long periods of stationary position/sitting

Prolonged periods of repetitive movement (i.e.



using a keyboard and mouse)

Long periods of time in viewing a computer screen

Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program.

Why join First National?

Competitive Compensation

Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)

Hybrid working environment

Extensive training programs to set our employees up for success

Modern office setting conducive to collaboration

Supportive teamwork culture

Opportunities to give back to the communities and work through events focused on a variety of charities

Ongoing social events throughout the year

Founded in 1988, First National is one of Canada’s largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada’s largest commercial mortgage lender.

First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.

We would like to thank all applications for their interest in this existing vacancy but only candidates selected for an interview will be contacted.

Artificial Intelligence is not used in our recruitment or hiring process for this role.

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.

First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at [email protected] should you need an accommodation at any point in the recruitment process.

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📌 Bilingual Portfolio Analyst, Commercial Asset Management (Ontario)
🏢 First National Financial
📍 Ontario