Engineering and Architecture

- Design, build, and maintain backend financial and payments system flows (e.g., core banking, ACH, wire, card, and digital asset transaction processing).
- Influence software architecture and lead design decisions for the Platform, with particular focus on payments and money-movement systems.
- Develop, test, and launch new features and releases for the Platform.
- Document processes and key data flows
- Ensure compliance with regulatory requirements and support audit certification efforts, including documenting systems for regulatory and internal audit purposes.

Product & Requirements Enablement

- Partner with engineering, product, operations, and compliance teams to translate business needs into clear, actionable technical requirements and specifications.
- Organize and decompose business requirements into well-structured functional and technical specs that other engineers can execute against.
- Act as a bridge between business stakeholders and the engineering team, clarifying scope, surfacing technical trade-offs, and reducing ambiguity before development begins.
- Document and improve engineering processes, workflows, and SDLC practices to increase team efficiency and knowledge sharing.

Leadership & Team Enablement

- Set technical direction and best practices that enable other engineers to deliver high-quality work independently.
- Influence and align cross-functional partners and engineering peers without relying on formal authority or direct reports.
- As needed mentor engineers on logic, code quality, and requirements-writing practices.




- Make independent, sound decisions on system design and process improvements within defined parameters.

Skills and Experience

- Minimum of 5 years of experience in software engineering, including designing, building, deploying, scaling, and maintaining up-to-date, cloud-based production services, with knowledge of service-oriented architecture.
- Proven experience designing and building backend financial or payments system flows (e.g., APIs workflows supporting core banking, payment rails, ledgers, settlement, or digital asset transaction processing).
- Proficiency writing high-quality, well-tested code using one or more languages (e.g., Python, Next.js, React, Golang, C#), building APIs, and building/using databases (e.g., Postgres, DynamoDB).
- Demonstrated ability to gather and translate business requirements into technical specifications
- Strong written and verbal communication skills, with the ability to create clear, detailed technical and functional documentation.
- Leadership and influencing skills comfortable guiding and developing other engineers and driving alignment across teams without formal direct-report authority.
- Self-directed work style with the ability to manage multiple priorities and make sound independent decisions.
- Creativity, organization, and troubleshooting skills.
- Experience with Blockchain technology (e.g., Bitcoin, Ethereum) or crypto-forward experience, including familiarity with onchain activity and dApps or blockchain-based services is a nice to have.

📌 Lead Software Engineer (Toronto)
🏢 Mphasis
📍 Toronto