Who We AreHalwell Dumfries Mutual is a policyholder-owned, financially secure, community-based Property & Casualty insurer; one of a group ofMutual companies forming a strong partnership across the province. We have been insuring the assets of rural and urban policyholders in Guelph and the Tri-Cities through a dedicated network of independent brokers and exclusive agents for more than 160 years, with a Gross Written Premium base of over $70 million.What We OfferFreedom and autonomy to work on new and interesting thingsThe opportunity to make an impact on a well‑established and growing organizationA flexible, fun and supportive culture that’s a certified Great Place to Work 4 years running and was named a Best Workplace for Financial Services & Insurance in 2024Meaningful work in an organization that maintains a strong link to community and strives to “make it better”Competitive compensation package for all permanent staff, including salary, benefits & pension, Annual Incentive Plan, learning & development opportunities, and generous paid time offThe PositionLevel: 1 2 3 4 5 Salary Range: $58,000-85,000 Reason for Posting: VacancyJob SummaryThe Intermediate Underwriter, under the direction of the Underwriting Team Lead, is responsible for reviewing applications, analyzing risk exposures, and determining the acceptability of risks in accordance with company policies and legislated guidelines. This role includes underwriting and quoting new business, renewals, and endorsements, determining appropriate premiums, coverages, terms, and conditions within delegated authority, and developing strong broker relationships.



We are seeking an underwriter with a strong interest in agriculture and rural communities to join our Underwriting team. The successful candidate will support new and existing business through sound underwriting judgment, responsive service, and strong relationships with producers, brokers, colleagues, and insureds. Experience or lived experience connected to farming, agriculture, or rural communities is considered a strong asset.What You Have3-5+ years of underwriting experienceStrong knowledge of farm risk exposures, including livestock, crops, barns, machinery, and liabilityCollege diploma or certificateWorking toward CIP considered an assetPrior underwriting authority levels and broker-facing experienceExperience underwriting and quoting new business, renewals, and endorsementsAbility to assess exposures, analyze risk, and determine appropriate premiums, terms, coverages, and conditions within delegated authorityDemonstrated independent underwriting judgement and sound decision‑making skillsExperience with mid‑to‑large and more complex accountsStrong negotiation skills, including experience discussing pricing, coverage, and underwriting termsGood knowledge of insurance legislation, regulations, policy features, and underwriting best practicesStrong analytical, investigative, and critical thinking skills,



with the ability to identify and mitigate risk using flexible and creative underwriting approachesDemonstrated time management and organizational skills, with an appropriate sense of urgencyExceptional interpersonal, communication, and customer service skillsAbility to work independently as well as part of a distributed teamHigh level of integrity, accountability, and professionalismProficiency in Microsoft Office 365, web‑based applications, and broker/carrier systems, with the ability to adapt to recent technology quicklyWhat We Are Looking ForWe are looking for a collaborative, self‑motivated team player with a keen interest in agriculture to join our team on a permanent, full‑time basis. You are a patient, positive communicator who brings strong judgement, a practical approach to underwriting risk, and a genuine interest in building relationships with producers, brokers, and colleagues. As a flexible hybrid workplace, you will split your time between your home office and our office in Guelph. If you thrive in a supportive hybrid team environment and are seeking meaningful employment with an innovative organization that truly values its staff, apply today!Accessibility StatementHalwell Dumfries Mutualis an Equal Opportunity Employer that is committed to inclusive, barrier‑free recruitment and selection processes in accordance with the Ontario Human Rights Code and the Accessibility for Ontarians with Disabilities Act (AODA). If contacted for an employment opportunity, please advise Human Resources if you require accommodation for testing, interview, or employment purposes.#J-18808-Ljbffr

📌 Intermediate Underwriter Halwell Dumfries Mutual Insurance Company - C$58,000 - C$85,000 A Year (Courtice)
🏢 Halwell Dumfries Mutual Insurance
📍 Courtice