Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

About The Opportunity The Manager, Credit Documentation plays a key role in the centralized Credit Documentation Team, responsible for preparing, reviewing, and validating complex credit documentation for specialized portfolios including NAC, Roynat, Real Estate Banking (REB), and Auto Finance. This role ensures documentation is accurate, compliant, and aligned with internal policies and regulatory standards.

The Manager, Credit Documentation also acts as a subject matter expert and mentor to junior team members, contributing to quality assurance and process improvement initiatives.

Accountabilities

Complex Documentation Preparation & Review:

Draft, validate, and finalize Credit Facility Agreements (CFAs), amending letters, default letters, and related documentation for complex and specialized portfolios

Ensure documentation reflects credit approvals and complies with legal, regulatory, and internal policy requirements.

Subject Matter Expertise

Serve as a go-to resource for documentation related to NAC, Roynat, REB, and Auto portfolios

Provide guidance and support to Credit Documentation Specialists on complex documentation scenarios.

Quality Assurance & Risk Management:

Conduct advanced quality checks and contribute to the development of QA protocols

Identify and elevate documentation risks or inconsistencies to the Director or Legal as appropriate.

Stakeholder Collaboration

Liaise with Relationship Managers, Credit Adjudication, Legal, and Risk teams to resolve complex documentation issues

Support the Director in managing stakeholder expectations and ensuring timely delivery of documentation.

Process Optimization





Recommend and implement improvements to documentation workflows, templates, and standards

Participate in initiatives related to documentation modernization and regulatory updates.

Risk Awareness

Understand and apply the Bank's risk appetite and compliance frameworks in daily work

Maintain awareness of regulatory changes impacting credit documentation

Uses his/her in-depth knowledge about Canadian Commercial Banking and GRM; as well as applicable compliance and regulatory requirements, to ensure all documentation is prepared in accordance with internal policies, legal standards, and regulatory requirements.

Key Responsiblities

Supports high-complexity credit documentation across specialized portfolios with elevated risk and structural intricacies

Acts as a mentor and informal leader within a team of 12–15 documentation professionals

Contributes to documentation accuracy metrics and quality assurance reporting

Collaborates with Legal and Risk to ensure documentation templates reflect current regulatory and credit requirements

May represent the team in cross-functional working groups or pilot projects

Participates in team-wide initiatives related to documentation modernization and process optimization

Collaborates with internal stakeholders including Legal, Risk, Credit Adjudication, and Relationship Management

Education





Bachelor's Degree in Business Administration, Commerce, Finance, or related field.

Experience

2-4 years of experience in commercial banking, legal documentation, or credit operations, with exposure to complex credit structures

In-depth knowledge of credit products, legal terminology, and regulatory frameworks, particularly in NAC, Roynat, REB, and Auto portfolios

Strong analytical and problem-solving skills with a high attention to detail

Proficiency in Microsoft Office and document management systems

Excellent communication and stakeholder management skills

Demonstrated ability to coach and support junior team members

Working Conditions

Work in a standard office-based environment; non-standard hours are a common occurrence

Limited domestic travel may be required

French Language skills an asset

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible workplace for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know.

📌 Manager, Credit Documentation, Canadian Commercial Banking, Toronto (Winnipeg)
🏢 Scotiabank
📍 Winnipeg