Work Location: Montréal, Quebec, Canada

Hours: 35

Line of Business: Data & Analytics

Pay Details: 135 000 $/$135,000 - 160 000 $/$160,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

We are excited to be expanding our presence in Québec City with a recent office opening in the near future. In the interim, candidates based in Québec City are welcome to apply and may work remotely until the office becomes operational. Once the office is established, the role is expected to align with a hybrid working model based out of Québec City.

DEPARTMENT OVERVIEW

The GI Pricing and Profitability team is expanding, and many new positions are now available! Our team is crucial in maintaining the company's financial health and competitive edge. By leveraging data analysis, actuarial science, and market research, we ensure profitability while offering fair and attractive rates that comply with provincial regulations. This growth offers incredible opportunities for career advancement, exposure to diverse projects, and the chance to be part of a transformative journey.

POSITION OVERVIEW

Reporting to a Senior Manager,



the Actuarial Specialist plays a pivotal role in building team capability by coaching junior actuaries and providing technical leadership to deliver business outcomes and lead projects successfully. The Actuarial Specialist is expected to foster a culture of continuous improvement and innovation. As a highly skilled individual contributor, you'll have freedom to innovate, the support to execute, and the visibility to make a direct impact on business results.

KEY ACCOUNTABILITIES

- Provide technical expertise on actuarial analyses - review, challenge, and refine assumptions, methods, and recommendations in line with pricing governance and actuarial standards
- Coach and develop junior actuaries through hands-on guidance and peer reviews to raise overall team capability
- Monitor competitor actions, industry trends, and regulatory developments-and translate insights into pricing and segmentation opportunities
- Lead mid-to-complex rate and pricing initiatives to drive profitable growth
- Facilitate regulatory engagement through rate changes-prepare and review filings, present proposals to rating boards and navigate questions through approval to enable planned profit and growth
- Execute end-to-end delivery of approved pricing changes, implement controls to ensure pricing accuracy and compliance, and enable clear communications to leaders and stakeholders following rate changes

JOB REQUIREMENTS

- University degree in Actuarial Sciences or closely related field
- 7+ years in a P&C; Actuarial function




- Excellent knowledge of Excel
- Proficiency and interest in programming, notably with SQL, R and/or Python
- Advanced analytical, decision-making and problem-solving skills
- Autonomous and resilient; shows initiative and creativity in their work

PREFERRED QUALIFICATIONS

- Prior experience with Predictive Modeling is an asset
- Prior experience with modern rating engine migration is an asset
- FCIA/FCAS completed or at least 7+ Casualty Actuarial Society professional exams

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're co

📌 Actuarial Specialist, Auto Pricing (Montreal)
🏢 TD Bank
📍 Montreal