What is the opportunity?
Do you thrive in working in an interactive team environment? Are you a quick learner of systems? Do you have strong written and spoken communication skills? As an Analyst in our Credit and Transaction Management team, you will work closely with Corporate Banking ("CB") and Global Markets ("GM") Sales & Trading to support the growth of the corporate loan book and trading businesses and will manage a portfolio of borrowers within the Global Credit division of RBC Capital Markets.
You will work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships. What will you do?
You will be responsible for the administration of an assigned portfolio of borrowers, which includes multinational and other large corporate lending relationships, and will provide additional support to several Corporate Banking teams. Your key responsibilities will include: Corporate Banking (CB) Support
Provide full transactional support to CB throughout the underwriting process which includes but is not limited to: credit requests (new credit, refinancing requests, extensions/renewals, material amendments/waivers, loan documentation reviews), KYC approval, drafting loan proposals for business and risk approvals, and cash management requests. In addition, provide recommendations on limits and revise credit structures for existing clients. Portfolio Transaction Management
Includes but is not limited to: (i) Review and approve specific drawdown requests, (ii) Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners, (iii) Ensure compliance with Bank Policy, and (iv) Participate in team deliverables with respect to regulatory/audit requests.
Annual Reviews
Review exposure under all single names, at least once a year, to ensure credit, trading, and transactional limits remain appropriate, and the risk remains acceptable. Data Integrity
Conduct thorough reviews of executed legal credit documentation to ensure credit agreement terms are correctly reflected in the Bank's systems and that all credit documentation is accounted for and reviewed on a timely basis (e.g. credit agreements, amendments, waivers, security documents). Stakeholder Engagement
Work closely and maintain positive relationships with Corporate Banking (CB), Group Risk Management (GRM), Funding and Lending Services, and Treasury & Cash Management. Other Responsibilities
Completion of ad-hoc projects (including regulatory and enterprise-wide initiatives by assisting partners with OSFI, Audit, and Fed Reviews) and other duties (including presenting to internal stakeholders on key credit and product policies) efficiently and effectively to support the team's planned and unplanned demands. What do you need to succeed?
Robust academic credentials including completion of Bachelor's degree in Business, Finance, Economics, Engineering, Mathematics or any other quantitative field. MBA, CPA or CFA professional designation (completed or near completion) or a post-graduate degree with a focus in business, accounting, economics,
mathematics or other quantitative field would be an asset but is not required. 1-5 years work experience in a related field, including banking or corporate lending experience, finance and/or risk management, or knowledge of structuring and writing of credit proposals, credit processes and policies.
Highly motivated self-starter with keen attention to detail and strong interest in corporate finance and credit. Ability to read and understand complex legal documents (e.g. loan agreements, security documents). Strong credit and analytical skills including the ability to critically assess financial statements and other client reports to draw reasoned conclusions and recommend a course of action.
Excellent written and verbal communication, with strong negotiation skills and an ability to manage conflicting demands and viewpoints, and multiple stakeholder expectations. Ability to work effectively within a team environment and to interact at all levels within a large organization. Ability to prioritize, perform well under pressure and meet time sensitive deadlines.
Strong financial modelling skills. What's in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. Benefits and Growth
Leaders who support your development through coaching. Work in a dynamic, collaborative and high-performance team environment. Opportunities to do challenging work and foster solid working relationships with other areas of the bank, notably Corporate Banking, Group Risk Management, Global Investment Banking, Project
📌 Analyst - Credit Transaction Management (Winnipeg)
🏢 RBC
📍 Winnipeg