Work Location

Toronto, Ontario, Canada

Hours

37.5

Line of Business

Personal & Commercial Banking

Pay Details

$81,600 - $115,200 CAD The role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role. TD is committed to providing fair and equitable compensation opportunities to all colleagues.

Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Pre-identified Candidate

Department Overview

TD Innovation Partners (TDIP) is a full-service technology banking team providing bespoke, high-touch banking and financial services to address the needs of technology entrepreneurs from ideation to IPO and beyond. Our team collaborates with innovative technology and venture-backed companies in the Commercial National Accounts (CNA), Commercial Midmarket and Small Business Banking space, leveraging their industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients.

As an Associate, Capital Solutions,



you'll work alongside a team of technology experts to assess new lending opportunities, underwrite credit facilities, and manage reporting and performance of client accounts.

Your role will include regular monitoring of the TDIP portfolio to ensure compliance, screening new prospective clients, preparing credit memos to support our lending recommendations, and engaging in market development activities to shape how TDIP shows up in the ecosystem. This is an exciting chance to grow within the expanding TDIP group, and we're looking for talented, high-conviction individuals to join us.

What your primary responsibilities will be:

Supporting credit underwriting and due diligence for prospective and existing clients, including preparing financing proposals aligned with TDIP policy (structure, terms, covenants, pricing) and tailored to various client needs.

Actively participate in client meetings with senior Capital Solutions and Relationship Managers to understand due diligence and make recommendations to internal and external decision makers.

Recommending credits to Associate Director/Director, Capital Solutions and Commercial Credit Risk Management.

Preparing annual reviews and interim credit requests for your portfolio of clients, including understanding interim business performance, strategic updates, and impacts of broader market trends.

Owning the monitoring and control processes for the portfolio, including reporting requirements, covenant testing,



and communicating portfolio outcomes, ensuring accuracy, completeness, and timeliness of these processes.

Partnering with Relationship Management on day-to-day client support, portfolio growth and business development activities in market.

Staying informed about new technologies, broader market conditions, and industry developments to contribute insights that enhance the bank's position in the technology sector.

Contributing to a supportive, high-performance team environment, and ensuring we're providing a world-class client experience.

What we’re looking for

Education/Accreditations

An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline. MBA, CPA or CFA would be an asset.

Other Qualifications/Skills/Experience

You're a self-starter who likes to be proactive about their learning and development, and are comfortable in dynamic, fast-paced work environments.

Internal

You have a genuine interest in innovation and technology, and an understanding of how it is changing our world.

You know how to ask the right questions of clients and colleagues to build understanding. You approach due diligence with genuine curiosity to understand fundamental business, financial, and industry risks.

You're capable of understanding and analyzing financial data, by diving into complexity and making sense of large volumes of information, but can also cut through the noise to highlight what really matters.

You're an excellent communicator with strong writing skills, in order to clearly communicate thoughts and findings in team meetings and via prepared credit memos.

You're a committed team player, with strong organizational skills and a desire to contribute meaningfu

📌 Associate, TDIP (Winnipeg)
🏢 TD Bank
📍 Winnipeg