- As Director, Legal – Product and Regulatory, you will lead legal support for KOHO’s product development and regulatory strategy across both KOHO Tech and KOHO Bank (letters patent pending)

- You will work closely with Product, Technology, Marketing, Risk, and Compliance teams to provide practical legal advice that enables innovation while protecting customers and maintaining strong regulatory standards

- Partner across KOHO Tech and KOHO Bank (letters patent pending) to provide practical regulatory advice that enables growth while protecting customers

- Support the design and launch of new financial products and features, identifying regulatory risks early and helping teams build compliant solutions

- Play a key role in helping KOHO establish and operationalize a regulated bank, including supporting engagement with regulators such as OSFI, FCAC, and the Bank of Canada

- Support Marketing and Growth teams by ensuring campaigns are effective and compliant with financial services and consumer protection requirements

- Provide guidance to customer-facing teams on complaint handling, communications, and fairness considerations

- Help build scalable legal and regulatory processes to support KOHO’s long-term growth as a regulated financial institution

- Support the development of knowledge management for Legal

- Mentor other members of the Legal team and represent Legal in cross-functional and leadership forums

Benefits

- Stock options
- Semi-annual merit increases

- Holiday bonus

- Work from anywhere

- Generous PTO
- Health & Lifestyle spending accounts

- $1000 remote office setup budget





- $5000 referral bonus

- Free KOHO Premium account

- Icon Potential Alt Text
- In-house coaching program

- $2000 annual training allowance

- Approachable leadership
- Bias towards action- This role is ideal for a lawyer who enjoys rolling up the sleeves and building new things, solving complex regulatory questions, and taking ownership of outcomes in a fast-moving, flat organization

- Demonstrated ability to operate with significant autonomy and deliver practical, business-oriented legal advice to senior stakeholders

- 10+ years of post-call experience as a lawyer practicing in Canada (in-house and/or at a law firm), with substantial in-house experience

- Direct experience advising on the launch of retail banking products, as well as related financial services regulation, banking law, and consumer protection frameworks
- A track record of leading complex legal or regulatory initiatives with minimal oversight

- Technically curious: You’re excited by technology and AI and look for ways to use them to make legal work and business processes more effective
- A builder: You don’t just solve the problem in front of you. You also look for ways to turn recurring problems into better processes, playbooks, tools, and systems





- Team-oriented and influential: You build strong relationships with Product, Compliance, Risk, and other teams and can bring people along without relying on hierarchy or formal authority

- High-agency and entrepreneurial: You take ownership, figure things out, and move problems forward without waiting for perfect instructions or established processes

- Comfortable with ambiguity and speed: You can make progress with incomplete information, prioritize effectively, and operate calmly when the roadmap changes

- Curious and solutions-oriented: You enjoy getting into the weeds of how products and technology actually work, asking the right questions, and finding creative paths through ambiguity

- Low-ego, high self-awareness: You’re confident in your judgment but genuinely open to being challenged, changing your mind, and learning from others

- Commercial and pragmatic: You understand that Legal’s job is to help the business achieve its goals while making smart, risk-calibrated decisions (not simply identify what could go wrong)

- Experience working at both a large bank and a smaller tech startup or fintech, ideally through a bank charter or launch process

- Lobbying or government relations experience

- Experience engaging directly with regulators

- Experience mentoring or managing junior legal counsel

- Familiarity with the RPAA and the Financial Consumer Protection Framework (FCPF)

- AML advisory experience at a bank

- Experience implementing privacy laws

- Fluent in French

📌 Director of Legal (Product & Regulatory) (Canada)
🏢 KOHO Financial
📍 Canada