Work Location: Markham, Ontario, Canada Hours: 35 Line of Business: TD Insurance Pay Details: $79,100 - $106,400 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

TD Insurance is part of TD Bank Financial Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the 'accidents of life' with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches. In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada. At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 5,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously. More than just a job, we offer rewarding careers.

Key Responsibilities

Claims Management & Customer Experience

- Handle complex, high-risk residential claims using advanced technical expertise
- Meet with clients, witnesses, or other parties in the field to obtain statements and negotiate settlements, as required
- Collaborate with internal teams, external vendors, and business partners to deliver timely and accurate claim resolutions
- Apply claims management principles to control costs and minimize claims leakage
- Identify potential fraudulent claims and manage them in line with organizational policies and procedures
- Work with claims vendors to maintain agreed-upon service standards
- Risk, Compliance & Business Protection Act as a subject matter expert within residential claims
- Ensure all claim documentation is accurate, complete, and compliant with regulatory and internal requirements
- Identify, manage, and escalation non-standard or high-risk claims when necessary




- Protect organizational interests by identifying risks and applying appropriate controls
- Contribute to process improvement initiatives to enhance efficiency and effectiveness
- Participate in cross-functional and enterprise initiatives, providing expert guidance on complex claims scenarios

Teamwork & Leadership

- Support a collaborative, inclusive, and positive team setting
- Share knowledge, provide coaching, and support skill development within the team
- Stay current on emerging trends, tools, and industry best practices
- Act as a brand ambassador for TD Insurance internally and externally

Job Requirements

- Extensive experience handling complex residential insurance claims Litigation Claims Experience
- Proven ability to manage high-risk, high-severity claims with long resolution timelines
- Expert understanding of the residential claims lifecycle and claims management practices
- Strong knowledge of fraud identification, investigation, and escalation processes
- Ability to operate at maximum claims authority, with escalation for select claims
- Expert industry knowledge with applicable accreditation and credentials
- Strong understanding of insurance regulations, operational environments, and compliance requirements
- Ability to leverage Claims Resources teams and subject matter experts to assess liability and damages
- Excellent judgment, decision-making, and negotiation skills
- Strong written and verbal communication abilities
- Proven ability to collaborate effectively across internal teams and external partners
- Strong organizational, prioritization, and time-management skills
- Comfortable working independently in complex and ambiguous situations
- Commitment to continuous learning and professional development

Who We Are

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always. TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package

- Base salary
- Variable compensation
- Health and well-being benefits
- Savings and retirement programs
- Paid time off
- Banking benefits and discounts
- Career development
- Reward and recognition programs

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan,



we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only): Sans Objet

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Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

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📌 Residential Claims Specialist- Desk (Markham)
🏢 Sécurité Nationale Compagnie d'Assurance
📍 Markham