Application Deadline:10/08/2026Address:100 King Street WestJob Family Group:Data Analytics & ReportingCards Analytics Senior Analyst / ManagerThe Cards Analytics team is responsible for delivering data-driven insights and analytical solutions that support credit card and debit card portfolio management, fraud strategy optimization, customer experience improvements, and operational efficiency. The role utilizes advanced analytical techniques, large-scale data analysis, and business intelligence tools to identify trends, monitor portfolio performance, optimize fraud and authorization strategies, and support strategic decision-making across the Cards business.The successful candidate will collaborate closely with Fraud Strategy, Operations, Product, Technology, and Risk Management teams to transform complex card transaction data into actionable business insights.Key ResponsibilitiesPerform advanced analysis of credit and debit card transaction data to identify fraud trends, customer behaviors, authorization performance, and portfolio opportunities.Develop, maintain, and optimize analytical reporting, dashboards, and performance monitoring frameworks for Cards business initiatives.Analyze large volumes of transaction, authorization, fraud, chargeback,



and customer data to identify emerging risks and business opportunities.Support fraud strategy development by evaluating rule performance, decisioning outcomes, and portfolio impacts.Conduct complex data analysis using SQL and analytical tools to provide insights and recommendations to business stakeholders.Work with TSYS platforms, TSYS Determinator, and other card processing systems to understand transaction flows, strategy execution, and portfolio performance.Partner with Fraud Strategy, Product, Risk, and Operations teams to support data-driven decision making and business planning.Design and execute ad-hoc analyses related to authorization rates, fraud losses, customer authentication performance, digital payments, and portfolio management.Develop predictive and descriptive analytical models to improve business performance and operational efficiency.Prepare executive-level presentations, analysis summaries, and recommendations for senior leadership.Identify opportunities to automate reporting and analytical processes.Provide specialized consulting, analytical, and technical support to Cards business partners.Exercise judgment to identify, diagnose, and solve complex business problems using analytical approaches.Work independently and manage multiple priorities in a fast-paced workplace.Take measured risks while protecting the

📌 Manager, Fraud Analytics, Systems Mgmt. (Toronto)
🏢 Bank of Montreal
📍 Toronto