Drive innovation in auto financing as Clutch’s Senior Manager, Credit & Risk. Build comprehensive lending strategies that ensure responsible credit decisions in a dynamic environment. As part of Clutch’s mission from Toronto, you will lead the credit and risk strategy for consumer financing.

Collaborating with teams across Product, Engineering, and Operations, you will establish processes that optimize customer financing experiences. This role offers the chance to build a robust framework from the ground up. Key Responsibilities:

- Design and implement underwriting policies and frameworks
- Own and enhance credit decisioning processes
- Collaborate on auto adjudication credit policy integration
- Develop risk-adjusted pricing strategies for profitability
- Create performance monitoring analytics frameworks Requirements:
- 6-10+ years in lending or risk management
- Solid quantitative and analytical skills
- Proven experience with credit policy development
- Capability to work under uncertain conditions
- Understanding of Canadian regulatory frameworks Be part of Clutch’s exciting venture to reshape the automotive financing landscape with effective risk and credit strategies.

📌 Clutch: Senior Manager in Credit & Risk (Toronto)
🏢 Clutch
📍 Toronto