Job Title: Mortgage LOS Product Owner / Consultant Location: Montreal, QC (Hybrid on-site) Job Type: Fulltime Position Overview: Product Ownership / Business Analysis experience Compliance interpretation Stakeholder management Agile delivery collaboration This position will work closely with product, engineering, compliance, implementation, operations, and client teams to convert lender and regulatory requirements into scalable product capabilities. Key Responsibilities: Discovery & Business Engagement Lead discovery workshops with lender business, operations, compliance, credit, and technology stakeholders. Gather, analyze, and document business requirements. Understand lender-specific workflows, policies, and operational models. Product Ownership & Requirements Management Translate mortgage journey requirements into: Product backlog items User stories Acceptance criteria Business rules Workflow requirements Prioritize requirements and support Agile delivery processes. Mortgage Lifecycle Support Support end-to-end mortgage origination processes including: Pre-Approval Mortgage Application Intake Underwriting Support Conditions Management Document Collection Mortgage Approval Closing/Funding Implementation Handoff Collaboration & Delivery Work closely with Engineering, QA, UX, Integration, and Implementation teams.



Clarify requirements during sprint cycles. Validate solution designs. Participate in backlog grooming, sprint reviews, demos, and defect triage. Compliance & Regulatory Alignment Interpret Canadian mortgage compliance and lender policy requirements. Translate compliance needs into: System controls Business validations Disclosures Audit checkpoints Product configurations Collaborate with Compliance and Legal SMEs. Client Implementation Support Support customer onboarding activities. Conduct fit-gap assessments. Develop and support demo scenarios. Assist with User Acceptance Testing (UAT). Support issue triage and go-live readiness activities. Must Have Skills: Mortgage Domain Expertise Strong Canadian mortgage origination experience. Experience working with: Banks Lenders Credit Unions Financial Institutions Mortgage LOS/POS implementation teams Product Owner / Business Analysis Experience Experience translating business requirements into: User stories Functional requirements Workflows Acceptance criteria Mortgage Operations Knowledge Solid understanding of: Mortgage processing Underwriting inputs Borrower documentation Conditions management Mortgage approvals Closing/Funding processes Lender operations

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