Contract: 12 months, with potential extension

Target Start: Following the October 9 assessment process

T4: $30–33/hr

IC: $37–40/hr

What You'll Be Doing

Review and investigate transaction monitoring alerts, internal referrals, and potentially suspicious activity

Analyze customer accounts, transaction histories, supporting documentation, and information from multiple sources

Identify unusual patterns, trends, anomalies, and potential financial crime risks

Conduct investigations involving multiple products, services, or lines of business

Determine appropriate next steps, including escalation and preparation of Suspicious Transaction Reports (STRs)

Develop clear investigative rationales and conclusions supported by evidence

Maintain accurate case files and document investigative activities throughout the case lifecycle

Prepare investigation reports, notifications, case documentation, and required filings

Manage an assigned investigation queue while meeting established service level objectives

Gather and assess evidence that may support investigations, regulatory requirements, loss prevention, legal proceedings, or process improvements

Analyze data and investigative information to identify trends and provide insights

Prepare regular and ad hoc reports, dashboards, and analytical materials

Identify opportunities to improve investigative processes, reporting, and operational efficiency

Stay current with AML practices, financial crime trends, regulatory requirements, and compliance standards

Collaborate with internal and external stakeholders and provide recommendations regarding financial crime risks

Contribute to training, knowledge sharing, investigative tools, and process improvements

Exercise sound judgment when resolving investigative issues and escape complex or higher‑risk matters appropriately

Investigation Environment
The team operates across two key areas:

Transaction Monitoring Alerts

Review and triage automated transaction monitoring alerts and internal referrals

Perform initial analysis to determine whether activity requires further investigation





Build foundational AML investigative experience and knowledge

Investigations / Cases

Conduct deeper investigations into customer accounts and transaction activity

Analyze transaction history, customer information, and supporting documentation

Determine whether activity warrants escalation, further investigation, or preparation of an STR

Document a clear rationale, supporting evidence, and final conclusion

Investigators manage assigned queues and are expected to meet established service levels, including a 45-day investigation timeline .

What We're Looking For
Required / Preferred:

1+ year of relevant experience in AML, transaction monitoring, financial crime investigations, fraud investigations, or a related area

3–5 years of experience preferred

Experience within a financial institution highly preferred

Experience with AML investigations, transaction monitoring, financial crime risk, fraud, or regulatory compliance

International AML experience will also be considered

Post‑secondary education in business, finance, criminology, risk management, compliance, or a related field is preferred

Equivalent combinations of education and relevant experience will be considered

Knowledge of AML and financial crime regulatory requirements

Understanding of financial crime risks and investigative methodologies

Strong analytical, investigative, and problem‑solving skills

Strong written and verbal communication

Excellent attention to detail and documentation skills

Ability to analyze complex information and identify patterns, risks, and anomalies

Ability to manage multiple investigations and competing priorities

Comfortable working independently while collaborating with stakeholders





Solid judgment and relationship‑building skills

Experience with AML, transaction monitoring, investigation, or case management platforms is an asset.

You should be comfortable working with:

Case management systems

Microsoft Word and Excel

Investigation templates and documentation tools

Data and reporting tools

Strong written documentation skills are important, as investigators are responsible for clearly documenting findings and uploading supporting evidence into case management systems.

Hybrid Work Arrangement
This position is based in Toronto with a flexible hybrid model that changes as you progress through training:

Initial training & 100% QC period: approximately 2–3 days onsite per week

After training / graduation from 100% QC: approximately 2 days onsite per month

Candidates must be comfortable attending onsite training, assessments, and team activities as required

Contract & Growth Potential

Initial 12-month contract

Potential for extension based on business needs and performance

Contracts may potentially extend for up to 2 years

Permanent opportunities may become available as FTE positions arise

Opportunity to build hands‑on experience across AML, transaction monitoring, and financial crime investigations

AML Assessment Process
As part of the selection process, candidates will complete an AML assessment on October 9 .

The assessment may include:

Investigation-based case studies

Transaction analysis

Analysis of investigative information

Written documentation of findings

Multiple-choice AML and financial crime questions

Demonstration of analytical and investigative judgment

Preparation materials will be provided in advance. Candidates should be prepared to demonstrate their ability to analyze information, identify potential financial crime risks, document findings, and reach well‑supported investigative conclusions .

Successful candidates may be considered for current openings or added to a qualified AML talent pool for future opportunities .

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📌 Anti-Money Laundering Investigator (Ontario)
🏢 Swoon
📍 Ontario