Join a Challenger
At EQ, we're remaking banking so every Canadian gets ahead, every day. Serving nearly 4 million Canadians from coast to coast, we offer a wide variety of financial services from banking and lending, to trust and credit union solutions.

We've been at this since 1970, challenging the conventions of traditional banking with smarter, faster, and more connected financial experiences.

The people behind it all: challengers who ask better questions, push back on old assumptions, and look for a better way forward.

If you're driven to help reshape how banking works for Canadians and the businesses that power our economy, this could be your next big opportunity.

We can’t wait to get to know you!

The Work
The Residential Mortgage Underwriter, Specialized Credit is responsible for assessing all new mortgage applications, issuing mortgage commitments, and collecting required documentation taking the file to the solicitor instruction stage in a timely and prudent manner within established guidelines. This must be done as efficiently as possible while exercising sound lending judgment and without compromising service and profitability.

The Core Responsibilities!

On a daily basis,the incumbentmust promptly review received applications, verify the supporting documentation to ensure accuracy and legitimacy, approve, decline or refer the applications for approval. Theincumbentisalso responsible to ensure that approved deals close as scheduled and as efficiently as possible by following up on outstanding conditions/documents and ensuring compliance with established guidelines.

The incumbent will follow up with brokers daily on issued mortgage commitments to ensure that funding volumes are maximized.

The incumbent willreview documentation for accuracy and legitimacy placing a strong emphasis on anti-money laundering (AML) and anti-terrorist financing (ATF) requirements, including but not limited to, income and down payment verification.

The incumbent willstrive to ensure that mortgage filesare in compliance withthe Company’s and the mortgage default insurers’ established lending policies and procedures.

As required, assist the team with reporting, file management and data integrity requirements.





The incumbent is responsible for the management oftheirdeal flowin order tomeet prescribed deadlinesand SLAs. The incumbent will make diligent use of reports to track and manage the flow of all deals funding fortheir pipeline.

On a daily basis,incumbents mustprovide the highest level of internal and external customer service while fielding mortgage broker inquiries and building strong broker relationships.

On a daily basis, be the main point of contact and provide underwriting expertise to mortgage brokers,provide assistance to co-workers when required to meet theCompany’sservice levels and maintain up to date knowledge of company and insurers policies and products.Additionally, the incumbent is expected to provide guidance to more junior staff as required.

Develop strong broker relationships including in person meetings to help drive excellent NPS results without sacrificing credit quality

Let's Talk About You!

Sound thinkerwith the ability to multi-task

Excellent attention to detail

Sound knowledge of AML & ATF practices

Established and meticulous organizational skills

Excellent time management, analytical and problem-solving skills

Ability to make decisions under pressure

Proven ability to thrive in a constantly changing workplace and to perform well in a high volume, high intensity environment

Highly developed verbal and written communication skills with the ability torespond in a clear,concise and professional manner

Displays pride in providing superbcustomer service

2+ years’mortgage experience intheprime and/oralternative mortgage market

Proficiency in MS Office (mainly MS Word and Excel)

Completion of a post-secondary degreepreferably in a financial field

Knowledge of fraud risk in the mortgage industry and the ability to address concerns relating to suspected misrepresentation is required





Bilingual in English and French.

What we offer [For full-time permanent roles]

Competitive discretionary bonus

Market leading RRSP match program

Medical, dental, vision, life, and disability benefits

Employee Share Purchase Plan

Maternity/Parental top-up while you care for your little one

Generous vacation policy and personal days

Virtual events to connect with your fellow colleagues

Professional development and comprehensive Career Development program

A fulfilling prospect to join one of the top FinTechs and help create a new kind of banking experience

The incumbent will be working hybrid and in office time will be spent working from EQ Bank’s additional office space located at 2200-25 Ontario Street, Toronto, ON .

Equity, Diversity & Inclusion
EQ is committed to building an inclusive, accessible environment where every employee feels valued, respected, and supported. We believe our organization is stronger - and our people thrive - when we honour and celebrate diverse experiences, identities, and perspectives. We’re equally committed to supporting your growth, both professionally and personally.

We provide a barrier‑free recruitment process and work environment. If you require accommodations at any stage, we will work with you to ensure you can bring your best self to the process and beyond.

As part of our recruitment process, EQ uses AI to help screen, assess, and/or select applicants for this position. All AI-enabled outputs are reviewed and validated by our talent team. All candidates considered for hire must successfully complete a criminal background check and credit check. While we appreciate every application, an EQ recruiter will contact only those whose skills and experience most closely match the requirements of the role.

EQB Inc. (TSX: EQB) is the parent company of Equitable Bank, the country's seventh-largest Schedule I bank by assets, which operates EQ Bank, Canada's Challenger Bank. EQB Inc. serves nearly 4 million Canadians and manages approximately $150 billion in combined assets under management and administration.

To learn more, visit eqb.investorroom.com and eqbank.ca.

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📌 Residential Mortgage Underwriter, Specialized Credit (Bilingual) (Ontario)
🏢 EQ Bank | Canada's Challenger Bank
📍 Ontario