Role Type: Undergraduate Work Location: Toronto, Ontario, Canada Hours: 37.5 Pay Details: $75,000 - $75,000 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

DEPARTMENT OVERVIEW We are Market Risk. While we don't actually predict the future, we do like to think we get pretty close. The Market Risk team's role is to identify, measure, communicate and make decisions on enterprise-wide market risk, liquidity risk, and counterparty credit risk, as well as collateral management activities in support of the Risk Appetite at TD. We have a global presence with teams in Toronto, Calgary, Recent York, Singapore, Dublin and London. TD recognizes that a strong risk culture and equable approach to risk management is fundamental to our success.

About the Program

The Market Risk Rotational Program is an immersive 24‑month program designed to help you step into the world of risk management. On top of developing your leadership skills, the goal of the program is to help strengthen your thought process and proactive thinking to better understand, administer and deliver best practices to achieve the highest level of risk management. If you’re a natural problem solver, love numbers and have a keen interest in finance/capital markets, we want you to be part of our rotational program. In this program you'll complete four customized, six‑month rotations across Market Risk where you may learn about: Trading Market Risk, Non‑Trading Market Risk, Liquidity Risk, Counterparty Credit Risk and Collateral Management, Capital Risk. We align rotation opportunities with our business strategies to ensure you work on the most important priorities.

What You'll Do

- Make an Impact: Measure, interpret and monitor risk metrics to assess risk exposures, providing insights that support risk management and interaction with the first line of defense.
- Enforce risk governance standards through the identification, assessment, escalation, and remediation of control exceptions, ensuring adherence to risk policies and a robust control environment.
- Conduct in-depth analysis of risk exposures, portfolio dynamics, and market developments, providing actionable insights and recommendations that support effective risk oversight and informed decision‑making.
- Proactively manage operational risk through the execution of key controls, timely identification and escalation of issues, and analytical assessment of emerging risks and control weaknesses.
- Apply AI, automation, and data‑driven innovation to solve complex risk management challenges, enhance analytical capabilities, and deliver optimal, efficient, and sustainable solutions across the organization.
- Experience Growth:



Work alongside a high‑performing team of risk professionals to broaden and deepen your understanding of risk disciplines.
- Collaborate and communicate with the team to meet deliverables and deadlines.
- Receive one‑on‑one coaching and mentorship from business leaders throughout your two‑year program.
- Cultivate Our Culture of Care: Connect with senior management and gain experience from experts at the top of their game.
- Interact with other Associates to share learnings and network within the organization.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. Receive regular career, development and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Job Requirements

- Strong foundation in capital markets, financial instruments and pricing and a solid mathematical/statistical background.
- Expertise in quantitative analysis, financial modeling, and advanced Excel skills.
- Ability to organize, analyze, and synthesize large and complex datasets to identify material risks, uncover actionable insights, and support effective risk measurement, oversight, and strategic decision‑making.
- Ability to summarize and communicate complicated results and/or issues in a clear, concise and timely manner.
- Can manage multiple deadlines and priorities in a fast‑paced and complex environment while maintaining attention to detail.
- Ability to demonstrate accountability, independence and taking initiatives.
- Strong desire to learn new things and develop an end‑to‑end understanding of processes.
- Desire to work in a caring, respectful and inclusive environment where all employees are supported.

Educational Requirements

Must be graduated between May 2025 and May 2027 with a bachelor's degree in business, Economics, Mathematics, Finance or other relevant discipline.

Program Location and Start Date

Toronto‑based program which starts in July 2027. Candidates must have graduated prior to start (including final grades, excluding convocation).

Hours & Workplace Model

Monday–Friday, standard business hours.

Inclusion

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation),



please let us know and we will work with you to meet your needs. We welcome all applications; however, we will only contact qualified candidates chosen for an interview. We thank all applicants for their interest!

Why TD

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

- Base salary.
- Variable compensation.
- Health and well‑being benefits.
- Savings and retirement programs.
- Paid time off.
- Banking perks and discounts.
- Career development.
- Reward and recognition programs.

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Commitment to Diversity, Equity and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

TD Ready Commitment

TD has a long‑standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi‑year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

📌 Market Risk Associate Rotational Program (Toronto)
🏢 TD Bank Group
📍 Toronto