Mortgage Underwriter

Landmark Mortgages | Remote within Canada | $65,000 - $75,000 + Bonus | Full-time

About us

Landmark Mortgages is an independent brokerage powered by BRX Mortgage. We run a high-volume book weighted toward self-employed and high net worth clients, which means the files are more interesting and more complicated than the average brokerage's. We are a small nimble team.

The role

You'll own files end to end. Structure the deal, identify the best lenders, underwrite it, and talk to the client directly. You are not adjudicating someone else's submission against a rulebook. You're deciding how the deal gets done and then making it happen.

A normal day is three to five live files at different stages, a couple of client calls, and at least one deal where the obvious lender doesn't work and you need a second route. Closings are real and they're often tight.

You must be comfortable dealing directly with business owners and high net worth clients. Ours are successful, busy, and direct, and they expect the same back.

What you'll do

- Underwrite residential purchase, refinance, and renewal files from application to funding
- Review and interpret income documentation, including T1s, NOAs, and financial statements for self-employed borrowers
- Identify lenders and structure deals to fit guidelines, including alt and B-side where the file calls for it




- Speak directly with clients to collect documents, explain conditions, and manage expectations
- Manage competing deadlines across multiple files without dropping details
- Work with lender underwriters and BDMs to resolve conditions and get exceptions where warranted

What we're looking for

- 3+ years in mortgage underwriting or as a licensed broker
- Comfort with self-employed and business-for-self income. This is a large share of our book
- Speed. We'd rather have a positive decision today than a perfect one in a week
- The ability to hold five files in your head at once and not lose the small stuff
- Someone who'll tell us when they think we're wrong, and who can take the same in return
- Licensing is an asset but not required

Lender-side underwriters are welcome to apply. Be aware this role involves direct client contact and multiple simultaneous files, which is different from queue-based underwriting.

What we offer

- $65,000 - $75,000 salary + bonus & split on your own deals that you bring to Landmark Mortgages
- 100% remote work within Canada
- Real ownership and autonomy of your work
- Additional revenue share opportunities as the role grows

Process

We have a two-part interview process:

1. A 30-minute conversation
2. A 1-hour working interview with a real, anonymized file

📌 Mortgage Underwriter (Canada)
🏢 Landmark Mortgages
📍 Canada