Job title: Farm Underwriter, Level 2Job Location: RemoteReason for hiring: Open VacancySalary Range: The expected base salary range for this position is $ 64,000 - $82,000The Commonwell Mutual Insurance Group isn’t just another insurance company — we’re a property & casualty mutual insurer with deep roots in Ontario communities. We’re proud to lead the industry by offering a mutual experience grounded in history, opportunity, and exceptional service. At The Commonwell, we believe in profitable growth, creativity, development, and having fun while doing meaningful work. We support work-life balance and take pride in delivering on our promises. What sets us apart? Our commitment to authentic personal relationships. While technology helps make the process easier, it’s the human connection that truly makes the difference.At the Commonwell, we’re all about Protecting Individuals, Together. Our vision is to create a workplace where everyone can thrive, be their authentic selves, and bring their whole self to work. We are committed to inclusion in recruitment, hiring, professional development, and advancement. We actively work to eliminate bias from our processes and welcome diversity of thought, background, and experience. We promote open dialogue, offer unconscious bias and inclusivity training, and support employee resource groups to ensure that diverse perspectives are heard and valued.The OpportunityThe purpose of this position is to review, analyze, and evaluate farm and residential property business and renewals to determine risk level by using different methods of investigation. Working within a team environment, the incumbent will provide calculations for policies, inspection assignments, and support to our broker and agent force. The incumbent must evaluate policies based on acceptability of risk with a focus of reducing claim exposure while promoting new business and retention for the company. The incumbent is looked upon as a technical expert in their field and is able to provide a high level of guidance and mentorship to internal staff and external broker and agent partners.Who You AreYou are someone who brings energy, curiosity, and care to your work. You thrive in a cooperative environment and are passionate about delivering exceptional serviceStrong customer service orientationExcellent written and verbal communicationTeam-oriented and engagingSupports the technical development of staff within the underwriting department through training and mentorshipActive working relationships within all underwriting linesDeveloping working relationships with all functional units of the organizationDeveloping breadth of industry contacts including, but not limited to, other Ontario farm mutuals to support competitive intelligenceHow You Will Create An ImpactSupports, where required, the Claims Department on policy wording interpretation and application thereofAccountable for underwriting at all transaction levels including, New Business and Quote request submissions, renewals, endorsements and inspection evaluationsReviews large losses and claims risks alerts and takes action, where necessaryReceives support, where required, in managing complex alertsSupports, where required, the review of existing and proposed product changesEmbrace and deliver an effective implementation of a continuous improvement environment, drive performance and provide exceptional member experienceExpert knowledge of residential Heating, Electrical, Roofing and Plumbing as well as the relevant replacement cost tools in the market placeExpert knowledge of underwriting all Farm and Residential classes of businessWorking knowledge of all classes of Farm insurance, requiring some support, if necessary, to underwrite farm risks with agri-entertainmentWorking knowledge of Commercial General Liability and commercial property risk management, specifically commercial exposures as it relates to farm insurance, requiring some support, if necessary, to underwrite farm risks with agri-entertainmentWorking knowledge in reading and interpreting all policy wordings relevant to residential and farm insuranceRequires some support in underwriting complex files with agri-commercial business, XS and Umbrella LiabilityA working knowledge of reinsurance products available and the necessary process for cession as well as all restrictions of reinsurance treatyCapability to partner, where necessary, the inception and/or renewal of subscription policies as a lead or follower subscriberWorking knowledge of relevant regulations, including the Insurance Act and applicable building codesUnderstanding of current precedent cases on the wording interpretation and potential impacts to exposures assumed and the ability to share this with the other underwriters and claims employeesWork knowledge in the understanding of the underwriting results and the ability to take the required corrective action as necessaryEfficiency in the use of the policy administration system for all policy transactions and solid understanding of coverage structure,



rate and rule operationWorking knowledge of the broker distribution channel, the various tools utilized by the broker and the process interaction between insurer and brokerWorking knowledge of the broker and agent distribution channel, the various tools utilized by the broker and agent and the process interaction between the three partiesWhat You Will BringCompletion of Post-Secondary Education3 years’ relevant experienceSuccessful completion, or pursuing industry related designations is an assetGreat organizational skills and ability to multi task is requiredThorough attention to detail is a must to ensure accuracy of policy documentsAbility to perform moderate mathematical calculations is requiredEffective communication skills: verbal, non-verbal and writtenSound morals, ethic and confidentiality with ability to develop trusting and effective working relationships with peers, employees and business partnersStrong computer literacy, proficiency in all Microsoft Office programs and Internet navigationPerks of Being a Commonwell Crew MemberPerks of being a Commonwell Crew MemberRemote-first workplaceFlexible Work PolicyCompetitive compensation and benefits packageOpportunities for training and career developmentCommunity involvement and volunteering opportunitiesCorporate Wellness ProgramAbout the Salary RangesPlease note that the salary range mentioned in this job posting should serve simply as a guide. The final compensation offered may vary based on a variety of factors, including a candidate’s experience, skills, and location. Our company is committed to providing a fair, equitable, and competitive package that reflects the value an individual brings to the organization and that aligns to the market.Our Hiring ApproachWe believe in human-centred hiring. The Commonwell does not use artificial intelligence to screen or evaluate candidates — your application will be reviewed by a real person on our team. We thank all applicants for their interest however, only those selected for an interview will be contacted.AccommodationsThe Commonwell is an equal opportunity employer committed to ensuring barrier free employment practices. Should you require accommodations throughout the recruitment process, please let us know, and we will work with you to meet your needs.JOIN THE #Commonwell Crew! We saved you a spot!#J-18808-Ljbffr

📌 Farm Underwriter, Level 2 - $64,000 - $82,000 A Year - Remote (Winnipeg)
🏢 The Commonwell Mutual Insurance Group
📍 Winnipeg